货币金融学试卷1 货币金融学的一个小问题
\u8d27\u5e01\u91d1\u878d\u5b66\u671f\u672b\u8003\u8bd5\uff0c\u6c42\u89e3\u7b54\uff0c\u8981\u8be6\u7ec6 1\u3001\u7ecf\u6d4e\u5bf9\u8d27\u5e01\u9700\u6c42\u7684\u57fa\u7840\u804c\u80fd 2\u3001\u95f4\u63a5\u878d\u8d44\u7684\u6838\u5fc3\u673a\u6784\uff1f1.\u4ef7\u503c\u5c3a\u5ea6\u3001\u6d41\u901a\u624b\u6bb5\u3001\u652f\u4ed8\u624b\u6bb5\u548c\u4e16\u754c\u8d27\u5e01
2 \u6838\u5fc3\uff1a\u94f6\u884c\uff0c\u8fd8\u6709\u4fe1\u6258\uff0c\u4fdd\u9669\u7b49\u7b49
3 M1\uff08\u73b0\u91d1+\u77ed\u671f\u5b58\u6b3e\uff09
4 \u4e8f\u635f\u3002\u5047\u8bbe A \u9884\u671f M \u516c\u53f8\u7684\u80a1\u7968\u5c06\u4e0b\u8dcc\uff0c\u800c B \u5219\u8ba4\u4e3a\u4e0d\u4f1a\u4e0b\u8dcc\u3002\u4ed6\u4eec\u8fbe\u6210\u770b\u8dcc\u671f\u6743\u5408\u7ea6\uff0cA \u4f5c\u4e3a\u4e70\u65b9\uff0cB \u4f5c\u4e3a \u5356\u65b9\u3002\u671f\u6743\u7684\u6709\u6548\u671f\u4e3a 3 \u4e2a\u6708\uff0c\u534f\u8bae\u4ef7\u683c(X)20 \u5143/\u80a1\uff0c\u671f\u6743\u8d39(c)\u4e3a 3 \u5143/\u80a1\uff0c\u5408\u7ea6\u89c4\u5b9a\u80a1\u7968\u6570\u91cf\u4e3a 100 \u80a1\u3002 \u5728\u672a\u6765 3 \u4e2a\u6708\u4e2d\uff0c\u53cc\u65b9\u7684\u76c8\u4e8f\u5206\u5e03\u53ef\u5206\u4e3a\u4ee5\u4e0b\u51e0\u79cd\u60c5\u51b5(1) M \u516c\u53f8\u80a1\u7968\u5e02\u4ef7\u5927\u4e8e\u6216\u7b49\u4e8e 20 \u5143/\u80a1\uff0c\u5219\u4e70\u65b9\u7684\u6700\u5927\u4e8f\u635f\u4e3a\u652f\u4ed8\u7684\u671f\u6743\u8d39\uff0c\u5373 100 \u80a13 \u5143/\u80a1=300 \u5143\uff0c \u5356\u65b9\u7684\u76c8\u5229\u5219\u4e3a 300 \u5143\u3002 (2) M \u516c\u53f8\u80a1\u4ef7\u5c0f\u4e8e 20 \u5143/\u80a1\uff0c\u5374\u5927\u4e8e\u3001\u7b49\u4e8e 17 \u5143/\u80a1(20\uff0d3 = 17)\uff0c\u5373\u534f\u8bae\u4ef7\u683c\u51cf\u671f\u6743\u8d39\uff0c\u4e70\u65b9\u5c06\u884c\u4f7f\u6743\u5229\uff0c \u5176\u4e8f\u635f\u4ecb\u4e8e 0\uff5e300 \u5143\u4e4b\u95f4\uff0c\u800c\u5356\u65b9\u7684\u8d62\u5229\u5728 0\uff5e300 \u5143\u95f4\u3002 (3) \u516c\u53f8\u80a1\u4ef7\u5c0f\u4e8e 17 \u5143/\u80a1\uff0c\u5219\u4e70\u65b9\u5c06\u884c\u4f7f\u6743\u5229\uff0c\u4e14\u5c06\u76c8\u5229\uff0c\u6b64\u65f6\u5356\u65b9\u5c06\u4e8f\u635f\u3002
5 \u5bf9\u3002\u5f53\u8d27\u5e01\u8d2c\u503c\u65f6\uff0c\u8be5\u56fd\u7269\u54c1\u76f8\u5bf9\u4e8e\u56fd\u5916\u7269\u54c1\u4fbf\u5b9c\u4e86\uff0c\u4f7f\u5f97\u8be5\u56fd\u7269\u54c1\u5bf9\u56fd\u5916\u6d88\u8d39\u8005\u5438\u5f15\u529b\u53d8\u5927\uff0c\u5bfc\u81f4\u51fa\u53e3\u589e\u52a0
6 \u53ef\u4ee5\u3002\u4fe1\u7528\u8d27\u5e01\u672c\u8eab\u867d\u7136\u6ca1\u6709\u4ef7\u503c\uff0c\u4f46\u80fd\u591f\u53d1\u6325\u8d27\u5e01\u7684\u6240\u6709\u804c\u80fd\u3002\u662f\u4ef7\u503c\u548c\u4e00\u822c\u8d22\u5bcc\u7684\u4ee3\u8868\uff0c\u662f\u76f4\u63a5\u7684\u8d2d\u4e70\u624b\u6bb5\uff0c\u968f\u65f6\u53ef\u4ee5\u8fdb\u5165\u6d41\u901a\u540c\u5176\u5b83\u5f62\u5f0f\u7684\u8d22\u5bcc\u76f8\u4ea4\u6362\uff0c\u5177\u6709\u4fdd\u503c\u589e\u503c\u529f\u80fd\uff0c\u4fe1\u7528\u8d27\u5e01\u6784\u6210\u4e86\u793e\u4f1a\u8d22\u5bcc\u7684\u4e00\u90e8\u5206\u3002
\u8fd9\u91cc\u662f\u533a\u5206\u5355\u5229\u548c\u590d\u5229\u6982\u5ff5\u7684\u8003\u70b9\u3002\u5229\u606f\u8ba1\u7b97\u4e2d\u6709\u4e24\u79cd\u57fa\u672c\u65b9\u6cd5\uff1a\u5355\u5229\uff08simple interest\uff09\u4e0e\u590d\u5229\uff08compound interest\uff09\u3002\u4ee5C\u4e3a\u5229\u606f\u989d\uff08I\uff09\uff0cP\u4e3a\u672c\u91d1\uff08PV\uff09\uff0cr\u4e3a\u5229\u606f\u7387\uff08i\uff09\uff0cn\u4e3a\u501f\u8d37\u671f\u9650\uff08\u671f\u6570\uff09\uff0cS\u4e3a\u672c\u91d1\u548c\u5229\u606f\u4e4b\u548c\uff0c\u7b80\u79f0\u672c\u5229\u548c=\u672a\u6765\u4ef7\u503c\uff08FV\uff09\u3002
\u5355\u5229\u5bf9\u5df2\u8fc7\u8ba1\u606f\u65e5\u800c\u4e0d\u63d0\u53d6\u7684\u5229\u606f\u4e0d\u8ba1\u5229\u606f\u8ba1\u7b97\u516c\u5f0f\u4e3a \uff1aI\u5229\u606f\u603b\u989d = PV\uff08\u672c\u91d1\uff09\u00d7i\u5229\u7387\u00d7n\u671f\u6570
\u590d\u5229\u901a\u79f0\u4e3a\u201c\u606f\u4e0a\u52a0\u606f\u201d,\u8ba1\u7b97\u516c\u5f0f\uff1aS = \u672c\u91d1\u91d1\u00d7\uff081+r\u5229\u7387\uff09^n\u6b21\u65b9
14.9%\u7684\u5e74\u56de\u62a5\u7387\u662f\u4ee5\u590d\u5229\u8ba1\u7b97\u7684\u65b9\u5f0f\u5f97\u51fa\u7684\uff0c1000*\uff081+r\uff09^2=1320 \u5219 r=14.9%
\u6309\u7167\u5355\u5229\u7684\u5f62\u5f0f\u5c31\u662f1000*\uff081+2*r\uff09=1320 \uff0c\u4e00\u5e74\u671fr=16%\uff0c\u4e24\u5e74\u6295\u8d44\u56de\u62a5\u7387\u4e3a32%
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