什么是P2P理财，国内哪些P2P平台靠谱 现在有哪几个比较靠谱的p2p平台
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1\u3001\u5e73\u53f0\u7a81\u7136\u77ed\u6807\u9891\u53d1\u5e76\u4e14\u501f\u6b3e\u91d1\u989d\u8fc7\u5ea6\u96c6\u4e2d
\u5e73\u53f0\u539f\u6765\u53d1\u6807\u7684\u9891\u6b21\u4e0d\u600e\u4e48\u9ad8\uff0c\u5229\u7387\u4e5f\u4e00\u822c\uff0c\u5982\u679c\u7f51\u7ad9\u7a81\u7136\u51fa\u73b0\u5927\u91cf\u7684\u77ed\u6807\uff0c\u540c\u65f6\u91d1\u989d\u8f83\u5927\u4e5f\u8fc7\u5ea6\u96c6\u4e2d\uff0c\u6781\u6709\u53ef\u80fd\u662f\u8001\u677f\u8dd1\u8def\u524d\u7684\u5f81\u5146\uff0c\u6295\u8d44\u4eba\u9700\u63d0\u9ad8\u8b66\u60d5\uff0c\u53ca\u65f6\u64a4\u56de\u8d44\u91d1\u3002
\u6848\u4f8b
2014\u5e7410\u67088\u65e5\uff0c\u56db\u5ddd\u4e00\u5bb6P2P\u5e73\u53f0\u94c2\u5229\u4e9a\u51fa\u73b0\u5151\u4ed8\u56f0\u96be\uff0c\u968f\u540e\u6cd5\u4eba\u6ed5\u6d77\u5ddd\u8fde\u7eed\u51e0\u65e5\u5931\u8054\uff0c\u201c\u8dd1\u8def\u201d\u7684\u6d88\u606f\u4f20\u5f00\uff0c\u521d\u6b65\u7edf\u8ba1\uff0c\u6b20\u6295\u8d44\u8005\u91d1\u989d\u7d2f\u8ba1\u8d85\u8fc77000\u4e07\u5143\uff0c\u5728\u4e1a\u5185\u5916\u6380\u8d77\u8f69\u7136\u5927\u6ce2\uff0c\u8fd9\u4f4d\u201c\u8dd1\u8def\u201d\u603b\u88c1\u5e74\u4ec522\u5c81\uff0c\u4f5c\u4e3a90\u540e\u6210\u529f\u4f01\u4e1a\u5bb6\u4ee3\u8868\uff0c\u66fe\u767b\u4e0a\u592e\u89c6\u67d0\u52b1\u5fd7\u8282\u76ee\u5927\u8c08\u594b\u6597\u53f2\u7684\u8f89\u714c\u5386\u7a0b\u3002\u8be5\u5e73\u53f0\u8fde\u7eed\u591a\u5929\u53d1\u79d2\u6807\uff0c\u505a\u6d3b\u52a8\u53d1\u5929\u6807\uff0c\u6708\u672b\u53d1\u5927\u989d\u6807\uff0c\u6700\u7ec8\u51fa\u73b0\u8dd1\u8def\u60c5\u51b5\u3002
2\u3001\u5e73\u53f0\u5229\u7387\u4e0d\u65ad\u4e0a\u5347
\u5f53\u524d\u6211\u56fd\u7ecf\u6d4e\u4e0d\u65ad\u4e0b\u884c\uff0c\u5e73\u53f0\u5e73\u5747\u5229\u7387\u603b\u4f53\u5448\u4e0b\u964d\u8d8b\u52bf\uff0c\u4f46\u5982\u679c\u6709\u7684\u5e73\u53f0\u5229\u7387\u4e0d\u964d\u53cd\u5347\uff0c\u5e74\u5229\u7387\u9ad8\u8fbe30%\u300140%\uff0c\u5e73\u53f0\u6781\u6709\u53ef\u80fd\u9047\u5230\u4e86\u5151\u4ed8\u5371\u673a\uff0c\u6295\u8d44\u8005\u9700\u53ca\u65f6\u8d4e\u56de\u8d44\u91d1\uff0c\u4ee5\u514d\u906d\u53d7\u635f\u5931\u3002
\u968f\u7740\u964d\u606f\u5927\u6f6e\u7684\u5230\u6765\uff0c\u4e00\u65b9\u9762\u6295\u8d44\u5e02\u573a\u8981\u5bf9\u6295\u8d44\u4eba\u6c42\u7a33\u4fdd\u672c\u7684\u5fc3\u7406\u4f5c\u51fa\u9002\u5ea6\u56de\u5e94\uff0c\u4e00\u65b9\u9762\u501f\u8d37\u5e02\u573a\u4e5f\u8981\u5bf9\u501f\u6b3e\u4eba\u671f\u671b\u964d\u4f4e\u878d\u8d44\u6210\u672c\u7684\u5fc3\u7406\u4f5c\u51fa\u9002\u5ea6\u56de\u5e94\u3002\u603b\u800c\u8a00\u4e4b\uff0c\u5728\u5f53\u524d\u76d1\u7ba1\u8d8b\u4e25\u7684\u5927\u80cc\u666f\u4e0b\uff0c\u968f\u7740\u5e73\u53f0\u5bf9\u964d\u4f4e\u8fd0\u8425\u6210\u672c\uff0c\u63d0\u9ad8\u8fd0\u8425\u6548\u7387\u7b49\u7684\u671f\u5f85\uff0c\u9002\u5ea6\u7684\u964d\u4f4e\u5e73\u53f0\u5229\u7387\uff0c\u80fd\u591f\u7a33\u4f4f\u4f17\u591a\u6c42\u7a33\u5fc3\u7406\u7684\u5ba2\u6237\uff0c\u4e5f\u80fd\u7559\u4f4f\u90e8\u5206\u4fe1\u8a89\u8f83\u597d\u7684\u501f\u6b3e\u5ba2\u6237\uff0c\u800c\u6700\u7ec8\u53d7\u76ca\u7684\u8fd8\u662f\u5e73\u53f0\u672c\u8eab\u3002\u6240\u4ee5\u8fd9\u662f\u4ef6\u4e00\u77f3\u4e09\u9e1f\u7684\u597d\u4e8b\uff0c\u4f55\u4e50\u4e0d\u4e3a\u5462\uff1f
\u6240\u4ee5\u8fbe\u4eba\u54e5\u63d0\u9192\u5927\u5bb6\uff0c\u5728\u5f53\u4e0b\u73af\u5883\u4e2d\uff0c\u7f51\u8d37\u5e73\u53f0\u7684\u7efc\u5408\u5e74\u5316\u5229\u7387\u57289.5%-10%\u4e4b\u95f4\uff0c\u5f53\u7136\u4e5f\u6709\u4e00\u4e9b\u6807\u7684\u7684\u63d0\u4f9b\u7684\u6536\u76ca\u7387\u572813%\u5de6\u53f3\u6216\u8005\u57288%\u5de6\u53f3\uff0c\u8fd9\u4e9b\u4e5f\u662f\u53ef\u4ee5\u7406\u89e3\u7684\u5e02\u573a\u5b9a\u4ef7\u884c\u4e3a\u3002\u5982\u679c\u4f60\u8fd8\u80fd\u53d1\u73b0\u6709\u4e9b\u5e73\u53f0\u63d0\u4f9b\u7684\u6536\u76ca\u7387\u9ad8\u8fbe18%\u4ee5\u4e0a\uff0c\u90a3\u5c31\u8981\u8c28\u614e\u4e86\u3002\u9ad8\u7684\u66f4\u79bb\u8c31\u7684\uff0c\u5c31\u8981\u679c\u65adPASS\uff0c\u514d\u5f97\u88ab\u9a97\u3002
\u6848\u4f8b
2015\u5e748\u670825\u65e5\uff0c\u6709\u7f51\u53cb\u53d1\u5e16\u79f0\uff0c\u6df1\u5733P2P\u5e73\u53f0\u9f0e\u5143\u8d37\u4e3a\u8bc8\u9a97\u5e73\u53f0\uff0c\u5e73\u53f0\u76ee\u524d\u5df2\u786e\u8ba4\u8dd1\u8def\u3002\u6df1\u5733\u9f0e\u5143\u4ea8\u6cf0\u6295\u8d44\u6709\u9650\u516c\u53f8\u6210\u7acb\u4e8e2014\u5e744\u670830\u65e5\uff0c\u516c\u53f8\u6cd5\u5b9a\u4ee3\u8868\u4eba\u4e3a\u8c2d\u4fed\u79c0\uff0c\u516c\u53f8\u7ecf\u8425\u8303\u56f4\u4e3a\u9879\u76ee\u6295\u8d44\uff0c\u6295\u8d44\u7ba1\u7406\u548c\u7269\u4e1a\u7ba1\u7406\u3002\u8be5\u516c\u53f8\u6240\u53d1\u7684\u9879\u76ee\u6295\u8d44\u6709\u65e5\u6295\u8d44\u9879\u76ee\uff0c\u5468\u6295\u8d44\u9879\u76ee\u548c\u6708\u6295\u8d44\u9879\u76ee\u7b49\u77ed\u671f\u6807\u7684\uff0c\u6295\u5165\u91d1\u989d\u4ece600\u5143-100000\u5143\u4e0d\u7b49\uff0c\u6574\u4f53\u5e74\u5316\u6536\u76ca\u7387\u5747\u8d85\u8fc7100%\uff0c\u6700\u9ad8\u8fbe2736%\u3002
3\u3001\u5e73\u53f0\u501f\u6b3e\u6807\u7684\u5229\u7387\u671f\u9650\u7ed3\u6784\u51fa\u73b0\u53cd\u8f6c
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\u5404\u4f4d\u6295\u8d44\u4eba\u670b\u53cb\u4e00\u5b9a\u8981\u5bc6\u5207\u5173\u6ce8\u5e73\u53f0\u53d1\u5e03\u6807\u7684\u7684\u65f6\u95f4\u548c\u9891\u6b21\uff0c\u8981\u5bf9\u4e0d\u540c\u7684\u6563\u6807\u6807\u7684\u8fdb\u884c\u4ed4\u7ec6\u6bd4\u5bf9\uff0c\u6709\u65f6\u4e00\u4e9b\u5e73\u53f0\u53d1\u5e03\u7684\u77ed\u671f\u6807\u7684\u6536\u76ca\u7387\u51e0\u4e4e\u63a5\u8fd1\u5e74\u5316\u6536\u76ca\u7387\uff0c\u66f4\u6709\u751a\u8005\u8d85\u8fc7\u4e00\u5e74\u671f\u6807\u7684\u7684\u6536\u76ca\u7387\uff0c\u8fd9\u65f6\u5019\u4f60\u5c31\u66f4\u52a0\u5e94\u8be5\u5c0f\u5fc3\u4e86\u3002
\u5982\u679c\u77ed\u671f\u5185\u6807\u7684\u5229\u7387\u5f02\u5e38\u5347\u9ad8\uff0c\u6216\u8005\u51fa\u73b0\u540c\u4e00\u6807\u7684\u662f\u5355\u4e00\u501f\u6b3e\u4eba\u7684\u5927\u989d\u501f\u6b3e\uff0c\u4e14\u7528\u591a\u4e2a\u8d26\u6237\u8fdb\u884c\u501f\u6b3e\u7b49\uff0c\u4e0d\u6392\u9664\u6709\u81ea\u878d\u7684\u503e\u5411\u3002\u5f53\u7136\uff0c\u6211\u4eec\u66f4\u5173\u5fc3\u7684\u662f\u5e73\u53f0\u8d81\u673a\u63d0\u9ad8\u6536\u76ca\u7387\uff0c\u635e\u5b8c\u5c31\u8d70\u3002\u6295\u8d44\u4eba\u670b\u53cb\u52a1\u5fc5\u64e6\u4eae\u773c\u775b\uff0c\u8c28\u614e\u5bf9\u5f85\u3002
\u6848\u4f8b
2015\u5e74\u672b\u53d1\u751f\u7684e\u79df\u5b9d\u4e8b\u4ef6\u7ed9\u6574\u4e2a\u884c\u4e1a\u5e26\u6765\u8f83\u574f\u7684\u58f0\u8a89\u3002\u4ee5e\u79df\u5b9d\u7684\u501f\u6b3e\u9879\u76ee\u6570\u636e\u8fdb\u884c\u52a0\u6743\u5e73\u5747\u5f97\u5230\u6309\u671f\u9650\u5206\u7c7b\u7684\u5e73\u5747\u501f\u6b3e\u5229\u7387\uff0ce\u79df\u5b9d\u501f\u6b3e\u9879\u76ee\u7684\u5229\u7387\u4e0e\u671f\u9650\u5206\u5e03\u5e76\u4e0d\u7b26\u5408\u671f\u9650\u8d8a\u957f\u5229\u7387\u8d8a\u9ad8\u7684\u89c4\u5f8b\uff0c\u671f\u9650\u6700\u957f\u7684\u501f\u6b3e\u6807\u7684\u7684\u5e73\u5747\u5229\u7387\u6700\u4f4e\u3002\u5e73\u5747\u800c\u8a00\uff0c\u51766\u4e2a\u6708\u671f\u7684\u501f\u6b3e\u5229\u7387\u6700\u9ad8\uff0c\u800c1\u5e74\u671f\u7684\u501f\u6b3e\u6807\u7684\u7684\u5229\u7387\u6700\u4f4e\u3002
4\u3001\u5e73\u53f0\u9ad8\u5c42\u9891\u7e41\u53d8\u52a8
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5\u3001\u5e73\u53f0\u6295\u8d44\u5927\u6237\u76f8\u7ee7\u64a4\u8d44
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国内较正规的P2P理财公司如：汇中财富
宜信 指旺理财
10元就可以理财咯
绛旓細P2B鏄寚person-to-business锛屼釜浜哄锛堥潪閲戣瀺鏈烘瀯锛変紒涓氱殑涓绉嶈捶娆炬ā寮銆傜綉璐峰钩鍙版暟閲忚繎涓ゅ勾鍦ㄥ浗鍐呰繀閫熷闀匡紝杩勪粖姣旇緝娲昏穬鐨勬湁350瀹跺乏鍙炽俓x0d\x0aP2C鍗硃roduction to consumer绠绉颁负鍟嗗搧鍜岄【瀹紝浜у搧浠庣敓浜т紒涓氱洿鎺ラ佸埌娑堣垂鑰呮墜涓紝涓棿娌℃湁浠讳綍鐨勪氦鏄撶幆鑺傘傛槸缁2B銆丅2C銆丆2C涔嬪悗鐨勫張涓涓數瀛愬晢鍔℃柊姒...
绛旓細2p2鐞嗚储鏄竴绉嶆姇璧勭悊璐㈡柟寮锛屽叾瀹屾暣鍚嶇О涓衡淧eer-to-Peer锛圥2P锛塋ending鈥濓紝鏄寚鍊熷挶浠墍璇存寜閽殑鐞嗚储骞冲彴銆傜敤鎴峰彲浠ュ湪杩欑骞冲彴涓婂彂甯冭嚜宸辩殑鍊熸闇姹傦紝涔熷彲浠ユ姇璧勫叾浠栦汉鐨勫熸椤圭洰锛屼粠鑰岃幏寰楅珮浜庨摱琛屽埄鐜囩殑鎶曡祫鍥炴姤銆2p2鐞嗚储鐨勪紭缂虹偣鏄粈涔堬紵2p2鐞嗚储鐨勪紭鐐瑰湪浜庯細棣栧厛锛岀浉杈冧紶缁熼摱琛岀悊璐骇鍝侊紝2p2鐞嗚储鐨勬敹鐩...
绛旓細1銆丳2P(peer-to-peer)锛氳繖鏄簰鑱旂綉鐞嗚储鐨勫熀鏈ā寮忥紝鍊熸浜烘槸涓汉銆備釜浜哄涓汉鐨勬ā寮忓垎涓轰俊鐢ㄦā寮忓拰鎷呬繚妯″紡銆備俊鐢ㄦā寮忔寚鐨勬槸瀹屽叏鍑熶釜浜轰俊鐢ㄥ熸锛屾媴淇濇ā寮忛渶瑕佸熸浜烘彁渚涗竴瀹氫环鍊肩殑鎷呬繚鐗┿備紭鐐癸紝鏀剁泭楂橀棬妲涗綆锛岀己鐐癸紝鐩戠缂哄け椋庨櫓杈冨ぇ 2銆丳2B(person-to-business)锛氫富瑕佸熸浜烘槸浼佷笟锛屼紒涓氶渶瑕佹彁渚涘彲浠...
绛旓細棣栧厛锛P2骞冲彴鎸囩殑鏄绛夛紙peer-to-peer锛夐噾铻嶅钩鍙帮紝涔熺О涓篜2P骞冲彴銆傚畠鏄竴绉嶉氳繃浜掕仈缃戣繘琛岀殑鐩存帴鍊熻捶锛屽皢鍊熸浜哄拰鎶曡祫浜鸿仈绯昏捣鏉ワ紝鍘婚櫎浜嗕紶缁熼噾铻嶆満鏋勶紙濡傞摱琛岋級鐨勪腑浠嬶紝浠庤屾彁渚涗簡鏇翠负楂樻晥銆佸揩閫熴佷究鍒╃殑鍊熻捶鏈嶅姟銆傚叾娆★紝P2P骞冲彴鐨勫嚭鐜帮紝濉ˉ浜嗕紶缁熼噾铻嶆満鏋勬墍鏃犳硶婊¤冻鐨勪腑灏忓井浼佷笟铻嶈祫绌虹己锛屼负鎶曡祫浜烘彁渚...
绛旓細P2P鏄竴绉嶆柊鍨嬬殑浜掕仈缃戦噾铻嶇悊璐㈡姇璧勬ā寮锛岃捣婧愪簬鑻卞浗銆傚湪杩涘叆涓浗鍚庯紝鐢变簬寰佷俊鐜鍜屾斂绛栫幆澧冪殑涓嶅悓锛孭2P妯″紡缁忚繃浜嗕竴绯诲垪鐨勨滄敼閫犫濓紝鐩墠宸叉垚涓轰竴绉嶁滄湰鍦熷寲鈥濈殑浜х墿銆侾2P妯″紡缁忚繃璋冩暣鍚庝骇鐢熶簡鍥涚琛嶇敓妯″紡锛屽垎鍒负P2C銆丳2B銆丳2G鍜孭2N銆侾2P妯″紡涓锛歅2B P2B鍒欐槸鎸団減erson to business鈥濓紝鎸囦釜浜哄浼佷笟...
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