个人住房贷款问题,贷款15万.二十年,等额本金还款,每月还多少??5年以后一次还清,要还多少???? 房贷15万十年还清,等额本金和等额本息分别还多少
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累计本金 150,000.00
累计利息 102,513.60
累计本息 252,513.60
等额本金还款每月本金相同,为625,还款额成递减方式,第2至5期分别为1,471.96
1,468.41
1,464.87
1,461.33
5年后本金还剩625*180=112500
不过国家基准利率马上又会上调了,浮动利率是会跟着调的
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