信用卡借款25000分6个月还怎么算 借款25000,分12期还,每期还2550元,请问年利率是多...
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\u5982\u679c\u4f60\u7684\u5206\u671f\u989d\u5ea6\u8db3\u591f\uff08\u5206\u671f\u989d\u5ea6\u662f\u6309\u7167\u4f60\u4fe1\u7528\u5361\u6c38\u4e45\u989d\u5ea6\u7684100%\u8bbe\u7f6e\u7684\uff09\uff0c\u6700\u591a\u53ef\u4ee5\u7533\u8bf7\u7684\u5206\u671f\u91d1\u989d\u662f25000*90%=22500\uff0c\u6bcf\u671f\u7684\u5206\u671f\u672c\u91d1\u662f22500/12=1875\uff0c\u6bcf\u671f\u7684\u5206\u671f\u624b\u7eed\u8d39\u662f22500*0.54%=121.5\uff0c12\u671f\u7684\u603b\u624b\u7eed\u8d39\u662f121.5*12=1458\uff0c\u4ee5\u540e\u6bcf\u671f\u5165\u8d26\u7684\u5206\u671f\u91d1\u989d\u5c31\u662f1875+121.5=1996.5
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分期付款手续费为0.7%左右，根据银行不同略有不同。25000的0.7%为每个月175的手续费。
本金为25000除以6，每个月本金4167.
每个月还4341.一共还6个月
绛旓細浜屻佸伐鍟嗛摱琛2涓淇＄敤鍗鍒24鏈熷埄鎭拰鎵嬬画璐逛竴鍏辫澶氬皯閽 宸ヨ淇＄敤鍗″埛鍗2涓囷紝鍒嗘湡24鏈燂紝鎵嬬画璐规槸15.6锛=3120鍏冦傚叾浠柮24=833.33鍏冦傛病鏈夊埄鎭彧鏈夋墜缁垂銆備笁銆佸伐鍟嗛摱琛屼俊鐢ㄥ崱鍒蜂袱涓鍒嗗叚涓湀杩,姣忔湀杩樺灏 宸ヨ淇＄敤鍗″垎鏈6鏈燂紝鎵嬬画璐硅垂鐜囨槸3.6%銆傜涓鏈熶粯娓呭叏閮ㄦ墜缁垂锛25000x3.6=900鍏冦傛湰閲...
绛旓細浜诧紝鎮ㄥソ銆備氦閫氶摱琛岀殑鍒嗘湡璐圭巼涓0.72%銆傚彲浠ュ垎3銆6銆9銆12銆24鏈熴傛墍浠ユ偍姣忎釜鏈堢殑鍒嗘湡鎵嬬画璐逛负锛25000*0.0072=180鍏冦傛偍鍒3鏈燂紝姣忎釜鏈堣繕25000/3+180=8513.33 鍒6鏈燂紝姣忎釜鏈堣繕25000/6+180=4346.66 浠ユ绫绘帹銆傘
绛旓細鍏夊ぇ閾惰淇＄敤鍗璐﹀崟鍒嗘湡锛氬湪璐﹀崟缁撶畻鏃ワ紝娆℃棩寮濮13鏃ュ唴鍙互鐢佃瘽鐢宠锛屽彲鍒嗕负3涓湀銆6涓湀銆9涓湀銆12涓湀銆備笁涓湀鎵嬬画璐(鍒嗘湡閲戦鍙檺娑堣垂閮ㄥ垎)鐨勭櫨鍒嗕箣浜(鍒嗘湡鎴愬姛鍚庝笅鏈堣处鍗曚竴娆℃ц鏀)锛6涓湀鐧惧垎涔嬪洓锛9涓湀鐧惧垎涔嬩簲锛12涓湀鐧惧垎涔嬪叚銆
绛旓細鍚勬湡璐圭巼鏍囧噯濡備笅 锛氬垎鏈熸湡鏁 鍒嗘湡鎵嬬画璐圭巼 3鏈燂紙鏈堬級2.65 6鏈燂紙鏈堬級4.65 9鏈燂紙鏈堬級6.45 12鏈燂紙鏈堬級8.85 鍦ㄥ疄闄呮墽琛屼互涓婅垂鐜囩殑杩囩▼涓紝鎴戣灏嗘牴鎹偍鐨勭敤鍗″強鏈鏀跨瓥鎯呭喌锛屽湪鏈垂鐜囧熀纭涓婅繘琛屼笂涓嬫诞鍔紝娴姩骞呭害涓嶈秴杩40%銆傚垎鏈熶粯娆炬墜缁垂 =25000*8.85 =2212.5鍏 ...
绛旓細鍒嗘湡鏀跺彇鐨勬彁鍓嶈繕娆炬槸涓嶉渶瑕佸啀浠樻墜缁垂浜嗭紝鍙渶瑕佹敮浠樻湭杩樻湰閲3%浣滀负鎻愬墠杩樻鎵嬬画璐广傦紙闈欓璇村崱A锛変妇渚嬶細鎸佸崱浜哄姙鐞嗘嫑琛淇＄敤鍗12000鍏冨垎12鏈燂紝姣忔湡璐圭巼0.66%锛岃繕浜6鏈熷悗鍐嶆彁鍓嶈繕娆俱傚彧闇杩6000鏈噾+6000鍏*3%=6000鍏+180鍏冭繚绾﹂噾=6180鍏冿紝鎬昏繕娆鹃噾棰6180鍏冦
绛旓細24鏈 0.6%,姣忔湀杩樻=25000/24+25000*0.6%=1191鍏冦俓x0d\x0a閭斂鍌ㄨ搫閾惰淇＄敤鍗鍒嗘湡閲戦搴曠嚎:\x0d\x0a1銆佸崟绗斿垎鏈:鍗曠瑪娑堣垂閲戦婊500鍏,\x0d\x0a2銆佽处鍗曞垎鏈:涓婃湡璐﹀崟浣欓涓庢渶浣庤繕娆鹃鐨勫樊棰濇弧800鍏,涔熷氨鏄灏辨槸璐﹀崟搴旇繕閲戦鍑忓幓鏈浣庤繕娆鹃鍚庣殑閲戦瑕佸ぇ浜庣瓑浜800鍏冦俓x0d\x0a鎵嬬画璐规敹鍙栨柟寮:姣忔湡...
绛旓細姣忔湡鍒嗘湡鏈噾=25000/24=1041.66鍏冦傛瘡鏈熸墜缁垂=25000*0.6%=150鍏冿紝24鏈熸诲叡鎵嬬画璐=150*24=3600鍏冿紝姣忔湡鍒嗘湡搴旇繕閲戦=1041.66+150=1191.66鍏冿紝绗竴鏈熷垎鏈熺殑閽变細缁撳湪1/5璐﹀崟涓婏紝1/25鍓嶈繕灏卞彲浠ワ紝浠ュ悗鐨勪互姝ょ被鎺紝24涓湀杩瀹屽摝銆傚鏋滆浜嗚В鍏朵粬鍒嗘湡锛屽彲浠ラ氳繃寤鸿淇＄敤鍗缃戠珯鈥斺斿垎鏈熶粯娆鹃〉绛剧殑...
绛旓細姣忔湡鍒嗘湡鏈噾=25000/24=1041.66鍏冦傛瘡鏈熸墜缁垂=25000*0.6%=150鍏冿紝24鏈熸诲叡鎵嬬画璐=150*24=3600鍏冿紝姣忔湡鍒嗘湡搴旇繕閲戦=1041.66+150=1191.66鍏冿紝绗竴鏈熷垎鏈熺殑閽变細缁撳湪1/5璐﹀崟涓婏紝1/25鍓嶈繕灏卞彲浠ワ紝浠ュ悗鐨勪互姝ょ被鎺紝24涓湀杩瀹屽摝銆傚鏋滄ゼ涓昏浜嗚В鍏朵粬鍒嗘湡锛屽彲浠ラ氳繃寤鸿淇＄敤鍗缃戠珯鈥斺斿垎鏈熶粯娆鹃〉绛...
绛旓細鎮ㄥソ锛淇＄敤鍗鍒峰崱娑堣垂鏄彲浠ヤ韩鍙楀厤鎭湡鐨勶紝濡傛灉鎮ㄥ湪鏈鍚庤繕娆炬棩鍓嶈繕娓呮墍鏈夋秷璐规椤瑰嵆鏃犻渶鏀粯浠讳綍鍒╂伅銆傝嫢鎮ㄧ殑娑堣垂鍦ㄥ綋鏈熻处鍗曟棩涔嬪墠锛屽垯浼氬垪鍏ュ綋鏈熺殑璐﹀崟涓紱鑻ュ湪璐﹀崟鏃ヤ箣鍚庯紝浼氬垪鍏ヤ笅鏈熺殑璐﹀崟涓紝鍙韩鍙楄緝闀垮厤鎭湡銆傚鍒拌繕娆炬棩鏃犳硶鍏ㄩ杩樻锛屾偍鍙互涓嶈繕鍏ㄩ浣嗘槸姣忔湡鐨勮繕娆鹃噾棰濆繀椤诲ぇ浜庘滄渶浣庤繕娆鹃鈥濓紝杩...
绛旓細鏃ユ伅0.05%锛2000*0.05%=1锛屽嵆姣忓ぉ1鍧楅挶鍒╂伅锛屼竴涓湀灏辨槸30鍧椼璐锋5000涓涓湀鍒╂伅澶氬皯 (鎷涘晢閾惰) 鐩墠鎴戣涓鍗￠氬偍钃勫崱(鍊熻鍗)鐢宠鐨勮捶娆撅紝璐锋閲戦涓鑸笉浣庝簬5涓囧厓锛屽闇鐢宠浣庝簬5涓囧厓鐨勫皬棰濊捶娆撅紝寤鸿鎮ㄥ皾璇曠敵璇/璋冮珮淇＄敤鍗棰濆害锛屾垨鑰呯敵璇锋嫑鑱斿ソ鏈熻捶涓氬姟銆傝捶娆9800 鍒╂伅0.075 涓涓湀鍒╂伅鏄...
