什么是P2P理财,国内哪些P2P平台靠谱

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P2P\u662fpeer-to-peer\u7684\u7f29\u5199\uff0cpeer\u5728\u82f1\u8bed\u91cc\u6709\uff08\u5730\u4f4d\u3001\u80fd\u529b\u7b49\uff09\u540c\u7b49\u8005\u3001\u540c\u4e8b\u548c\u4f19\u4f34\u7b49\u610f\u4e49\u3002 P2P\u76f4\u63a5\u5c06\u4eba\u4eec\u8054\u7cfb\u8d77\u6765\uff0c\u8ba9\u4eba\u4eec\u901a\u8fc7\u4e92\u8054\u7f51\u76f4\u63a5\u4ea4\u4e92\u3002\u4f7f\u5f97\u7f51\u7edc\u4e0a\u7684\u6c9f\u901a\u53d8\u5f97\u5bb9\u6613\u3001\u66f4\u76f4\u63a5\u5171\u4eab\u548c\u4ea4\u4e92\uff0c\u771f\u6b63\u5730\u6d88\u9664\u4e2d\u95f4\u5546\uff0c\u4e3a\u4f01\u4e1a\u4e0e\u4e2a\u4eba\u63d0\u4f9b\u66f4\u5927\u7684\u65b9\u4fbf\u3002 \u8fd9\u6837\u4e00\u6765\uff0cP2P\u4e5f\u5c31\u53ef\u4ee5\u7406\u89e3\u4e3a"\u4f19\u4f34\u5bf9\u4f19\u4f34"\u7684\u610f\u601d\uff0c\u6216\u79f0\u4e3a\u5bf9\u7b49\u8054\u7f51\uff0c\u662f\u4e92\u8054\u7f51\u91d1\u878d\uff08ITFIN\uff09\u4ea7\u54c1\u7684\u4e00\u79cd\u3002
P2P\u7f51\u7edc\u501f\u8d37\u5e73\u53f0\u901a\u5e38\u5ba3\u79f0\u4ed6\u4eec\u6709\u4e24\u4e2a\u8d77\u6e90\uff0c\u4e00\u4e2a\u662f\u5c24\u52aa\u65af(\u53c8\u79f0\u5c24\u7eb3\u65af)\u6559\u6388;\u53e6\u4e00\u4e2a\u662f\u82f1\u56fd\u7684Zopa\u3002\u5f88\u6709\u610f\u601d\u7684\u662f\u5c24\u52aa\u65af\u4e0e\u82f1\u56fd\u7684Zopa\u7f51\u7edc\u501f\u8d37\u5e73\u53f0\u662f\u4e24\u4e2a\u5b8c\u5168\u98ce\u9a6c\u725b\u4e0d\u76f8\u53ca\u7684\u4e8b\u52a1\u3002\u5c24\u52aa\u65af\u751f\u4e8e1940\u5e74\uff0c\u4ed6\u7684\u8d21\u732e\u662f\u505a\u4e86\u4e86\u7a77\u4eba\u94f6\u884c\uff0c\u89e3\u51b3\u4e86\u7a77\u4eba\u7684\u501f\u8d37\u9700\u6c42\u800c\u83b7\u5f97\u8bfa\u8d1d\u5c14\u5956\u7684\uff0c\u5176\u6a21\u5f0f\u8ddf\u73b0\u6709\u7684\u5404\u5927\u94f6\u884c\u6ca1\u6709\u4efb\u4f55\u5dee\u522b\u3002\u82f1\u56fd\u7684Zopa\u5219\u5b8c\u5168\u662f\u57fa\u4e8e21\u4e16\u7eaa\u8ba1\u7b97\u673a\u7f51\u7edc\u6280\u672f\u7684\u5feb\u901f\u53d1\u5c55\u800c\u5e94\u8fd0\u800c\u751f\u7684\u65b0\u6a21\u5f0f\uff0c\u7f51\u7edc\u7684\u9ad8\u6548\u5316\u4f7f\u4f20\u7edf\u7684\u501f\u8d37\u6a21\u5f0f\u53ef\u4ee5\u4eceN21(\u8fd0\u7528\u7f51\u7edc\u505a\u76f4\u9500)\uff0c12N(\u4f01\u4e1a\u7f51\u4e0a\u7533\u8bf7\u8d37\u6b3e)\u7684\u4e24\u6b65\u8d70\u6a21\u5f0f\uff0c\u76f4\u63a5\u8de8\u8d8a\u5230N2N(\u4e2a\u4eba\u5bf9\u4e2a\u4eba\u653e\u6b3e)\u6a21\u5f0f\uff0c\u7701\u53bb\u4e86\u4e2d\u95f4\u94f6\u884c\uff0c\u8fd9\u4e5f\u662fZopa\u6240\u5ba3\u79f0\u7684\uff0c\u201c\u6452\u5f03\u94f6\u884c\uff0c\u6bcf\u4e2a\u4eba\u90fd\u6709\u66f4\u597d\u7684\u4ea4\u6613\u201d\u7684\u6765\u6e90\uff0cP2P\u7f51\u7edc\u501f\u8d37\u5145\u5206\u53d1\u5c55\u7684\u7ed3\u679c\u662f\u628a\u94f6\u884c\u4ece\u501f\u8d37\u4e1a\u52a1\u94fe\u4e2d\u6324\u51fa\u53bb\u3002P2P\u7f51\u7edc\u501f\u8d37\u7684N2N\u6a21\u5f0f\u53ef\u4ee5\u517c\u987e\u94f6\u884c\u548c\u6c11\u95f4\u501f\u8d37\u7684\u53cc\u91cd\u4f18\u52bf\u3002

\u73b0\u5728P2P\u5e73\u53f0\u57fa\u672c\u4e0a\u90fd\u5728\u6b63\u89c4\u7684\u57fa\u672c\u64cd\u4f5c\u4e86\uff0c\u73b0\u5728\u6bd4\u8f83\u6709\u540d\u7684\u4e5f\u5c31\u90a3\u51e0\u4e2a\u5427\uff1a\u9646\u91d1\u6240\uff0c\u4f17\u6613\u8d37\uff0c\u4ec0\u4e48\u5b9c\u4fe1\u8d37\u90fd\u662f\u53ef\u4ee5\u7684

个人与个人之间的借贷,而P2P理财是指以公司为中介机构,把这借贷双方对接起来实现各自的借贷需求。
网信理财:央行互联网金融专业委员会成员。建设银行全资投行建银国际战略投资,另外如果使用邀请码LHC34F(内部员工的邀请码),可以再有0.5%的收益

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