德华安顾巴纳德优享版重疾险有必要买？每年花多少钱？ 德华安顾巴纳德优享版重疾险值得推荐吗？便宜吗？
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绛旓細寰峰崕瀹夐【宸寸撼寰烽噸澶х柧鐥呬繚闄锛浼樹韩鐗锛夌殑鎭舵ц偪鐦ゆ病鏈夊崟鐙垎缁勶紝浠ラ噸鐤惧垎缁勫娆¤禂浠樻潵鐪嬬殑璇濓紝杩欎釜缂虹偣鐪熺殑鏄繃浜庢槑鏄句簡銆傚湪閲嶇柧闄鐞嗚禂涓紝甯歌鐨6绉嶉珮鍙戦噸鐤撅紙鎭舵ц偪鐦ゃ佹ユу績鑲屾濉炪佺粓鏈湡鑲剧梾銆佸啝鐘跺姩鑴夋惌妗ユ湳銆佽剳涓鍚庨仐鐥囥侀噸澶у櫒瀹樼Щ妞嶆湳锛夌悊璧旂巼杈惧埌80%锛屽叾涓伓鎬ц偪鐦ょ悊璧旂巼鍗犱簡60%浠ヤ笂銆傝屽痉鍗...
绛旓細1銆侀噸鐤惧垎缁勪笉鍚堢悊 寰峰崕瀹夐【宸寸撼寰烽噸澶х柧鐥呬繚闄锛浼樹韩鐗锛夐噸鐤惧垎缁勮妭閫 寰峰崕瀹夐【宸寸撼寰烽噸澶х柧鐥呬繚闄╋紙浼樹韩鐗堬級娌℃湁灏嗘伓鎬ц偪鐦ゅ崟鐙垎缁勶紝浠庨噸鐤惧垎缁勭殑澶氭璧斾粯杩欎釜瑙掑害鏉ヨ鐨勮瘽锛岃繖涓己鐐瑰叾瀹炴槸闈炲父鏄庢樉鐨勩傚湪閲嶇柧闄鐞嗚禂涓紝甯歌鐨6绉嶉珮鍙戦噸鐤撅紙鎭舵ц偪鐦ゃ佹ユу績鑲屾濉炪佺粓鏈湡鑲剧梾銆佸啝鐘跺姩鑴夋惌妗ユ湳銆佽剳涓鍚...
绛旓細寰峰崕瀹夐【宸寸撼寰烽噸澶х柧鐥呬繚闄锛浼樹韩鐗锛夋病鏈夋妸鎭舵ц偪鐦ょ柧鐥呭崟鐙繘琛屽垎缁勶紝瑕佹槸浠庨噸鐤惧垎缁勭殑澶氭璧斾粯鍨閲嶇柧闄杩欎釜瑙掑害鍏ユ墜鐨勮瘽杩欎釜缂虹偣灏遍潪甯哥殑绐佸嚭銆傚湪閲嶇柧闄╃悊璧斾腑锛屽父瑙佺殑6绉嶉珮鍙戦噸鐤撅紙鎭舵ц偪鐦ゃ佹ユу績鑲屾濉炪佺粓鏈湡鑲剧梾銆佸啝鐘跺姩鑴夋惌妗ユ湳銆佽剳涓鍚庨仐鐥囥侀噸澶у櫒瀹樼Щ妞嶆湳锛夌悊璧旂巼杈惧埌80%锛屽叾涓伓鎬ц偪鐦ょ悊璧...
绛旓細1銆侀噸鐤惧垎缁勪笉鍚堢悊 寰峰崕瀹夐【宸寸撼寰烽噸澶х柧鐥呬繚闄锛浼樹韩鐗锛夊苟娌″張璁剧疆鎭舵ц偪鐦ゅ崟鐙垎缁勶紝浠ラ噸鐤惧垎缁勭殑澶氭璧斾粯鍨閲嶇柧闄杩欎釜鏂归潰鏉ヨ杩欎釜缂虹偣鍙皳鏄お鏄庢樉浜嗙偣銆傚湪閲嶇柧闄╃悊璧斾腑锛屽父瑙佺殑6绉嶉珮鍙戦噸鐤撅紙鎭舵ц偪鐦ゃ佹ユу績鑲屾濉炪佺粓鏈湡鑲剧梾銆佸啝鐘跺姩鑴夋惌妗ユ湳銆佽剳涓鍚庨仐鐥囥侀噸澶у櫒瀹樼Щ妞嶆湳锛夌悊璧旂巼杈惧埌80%锛屽叾涓...
绛旓細鍙槸娌℃湁鍒88鍛ㄥ瞾鐨勮瘽锛寰峰崕瀹夐【宸寸撼寰烽噸澶х柧鐥呬繚闄锛浼樹韩鐗锛夊湪涓棁淇濋殰鏂归潰浠呮彁渚涗竴娆′繚闅溿傝禂浠樻瘮渚嬫柟闈㈠ぇ閮ㄥ垎閲嶇柧闄閮芥瘮浠栭珮10%銆傝〃闈㈢湅10%涓嶅锛岀湡瑕佹槸浠旂粏绠椾竴绠楄繖涓樊璺濆氨寰堟槑鏄句簡銆傛瘮濡傝佺帇涔颁簡寰峰崕瀹夐【宸寸撼寰烽噸澶х柧鐥呬繚闄╋紙浼樹韩鐗堬級锛岃佹潕璐拱鐨勬槸閲嶇柧闄╁湪鍑虹幇涓棁鏃惰兘璧斿伩60%锛岄兘鏈50涓囩殑...
