车贷7万,3年还清,利息率0.457,一月还多少?高手请指教 我车贷7万，贷款三年，利率4%，请问月还多少
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月还款额=贷款金额*年利率/12*(1+年利率/12)^(年期*12)/((1+年利率/12)^(年期*12)-1)
一、0.457%是年利率
即，月还款额=70000*0.457%/12*(1+0.457%/12)^(3*12)/((1+0.457%/12)^(3*12)-1)=1958.17元
二、0.457%是月利率
即，月还款额=70000*0.457%*(1+0.457%)^(3*12)/((1+0.457%)^(3*12)-1)=2113.21元
以上回答，希望能帮到你。
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