在兴业银行存的20万定期，可以提前取吗？ 我在银行存20万三年定期到时能拿多少
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未到期的定期储蓄存款，储户提前支取的必须持存单和存款人的身份证明办理；代储户支取的，代支取人还必须持有其身份证明，其利率按支取日挂牌公告的活期储蓄存款利率计付利息，取款人还需在支付的凭单上签具支取人姓名。
绛旓細涓嶅悓鏈熸鐨勫ぇ棰濆瓨鍗曪紝瀛樻鍒╃巼涓嶅悓銆傚埄鎭绠楀叕寮忎负锛氬埄鎭=鏈噾*瀛樻鍒╃巼*瀛樻鏈熼檺銆鍏翠笟閾惰20涓璧瀛樼殑澶ч瀛樺崟鍒╃巼濡備笅锛氫竴涓湀鍜屼笁涓湀鐨勫埄鐜囬兘涓1.62%锛涘叚涓湀鐨勫埄鐜囦负1.92%锛涗竴骞寸殑鍒╃巼涓2.21%锛涗簩骞寸殑鍒╃巼涓3.09%锛涗笁骞寸殑鍒╃巼涓4.18%锛涗簲骞寸殑鍒╃巼涓4.05%銆傛垜浠氳繃浠ヤ笂鍏充簬鍏翠笟閾惰20...
绛旓細鍏翠笟閾惰瀛樻鍒╃巼2022鏈鏂板埄鐜2022骞村叴涓氶摱琛屾渶鏂板瓨娆惧埄鐜囨槸:涓銆佹椿鏈熷瓨娆惧埄鐜囦负0.30%銆備簩銆佹暣瀛樻暣鍙瀹氭湡瀛樻鍒╃巼:涓変釜鏈堢殑瀛樻鍒╃巼涓1.40%锛屽叚涓湀鐨勫瓨娆惧埄鐜囦负1.65%锛屼竴骞存湡鍒╃巼涓1.95%锛屼袱骞存湡鍒╃巼涓2.7%锛屼笁骞存湡鍜屼簲骞存湡鍒╃巼涓3.20%銆備笁銆侀浂瀛樻暣鍙栥佹暣瀛橀浂鍙栥佸瓨鏈彇鎭:涓骞翠负1.40%锛...
绛旓細鎷涘晢骞存湡鏈楂樺埄鐜囨槸3.涓俊閾惰锛20涓璧峰瓨锛;鍏翠笟閾惰锛20涓囪捣瀛橈紝3骞存湡鏈楂樺埄鐜囨槸4.18 骞垮彂閾惰锛20涓囪捣瀛橈紝3骞存湡鏈楂樺埄鐜囨槸3.905%;娴﹀彂鍒╃巼鏄4.18%;浜屻佷袱涓囧厓瀹氭湡瀛樻涓夊勾鍦ㄥ啘涓氶摱琛屾湁澶氬皯鍒╂伅 灞曞紑鍏ㄩ儴鎸夌収鏈鏂板埄鐜4.8%璁＄畻200004.8%3=2880鍏冦備笁銆佹澀宸炲啘涓閾惰瀛3骞村畾鏈熷埄鎭灏戯紵1銆...
绛旓細鍏翠笟閾惰瀹氭湡瀛樻鏄彲浠ュ姙鐞嗘彁鍓嶆敮鍙栨墜缁殑锛屽彧鏄彁鍓嶆敮鍙栦細鎹熷け涓閮ㄥ垎鍒╂伅鏀剁泭銆傚叴涓氶摱琛屽畾鏈熷瓨娆炬彁鍓嶆敮鍙栭儴鍒嗙殑閲戦鏄寜鐓ф敮鍙栧綋澶╅摱琛屾寕鐗屾椿鏈熷埄鐜囪鎭殑锛屽墿浣欐湭鏀彇鐨勯儴鍒嗕粛鐒舵寜鐓у畾鏈熷瓨娆惧埄鐜囪鎭傛澶栵紝鎻愬墠鏀彇鐨勯噾棰濊秴杩5涓囧厓鐨勬椂鍊欓渶瑕佹彁鍓嶅悜閾惰棰勭害銆
绛旓細13. 闈掑矝閾惰涓夊勾瀹氭湡瀛樻鏈楂樺埄鐜囦负4.18%锛20涓璧峰瓨銆14. 寰藉晢閾惰涓夊勾瀹氭湡瀛樻鏈楂樺埄鐜囦负4.18%锛20涓囪捣瀛樸傚悇閾惰涓夊勾瀹氭湡瀛樻鐨鍒╃巼鏍规嵁涓嶅悓閾惰鑰屽紓銆備互2020骞寸殑鏁版嵁涓轰緥锛屼腑鍥藉缓璁鹃摱琛屾暣瀛樻暣鍙栦笁骞村埄鐜囦负2.75%锛屽埄鎭负2750鍏冦鍦ㄥ叴涓氶摱琛岋紝闆跺瓨鏁村彇銆佹暣瀛橀浂鍙栥佸瓨鏈彇鎭笁骞村埄鐜囦负1.56...
绛旓細閫氳繃瀵规瘮浠ヤ笅閾惰3骞存湡20涓璧瀛樼殑澶ч瀛樺崟鍒╃巼鎯呭喌锛屾垜浠彲浠ョ湅鍑猴紝鍒╃巼鏈楂樼殑鏄4.18%锛屽垎鍒槸锛鍏翠笟閾惰銆佸厜澶ч摱琛屻佹皯鐢熼摱琛屻佸崕澶忛摱琛屻佹澀宸為摱琛屻佸崡浜摱琛屻佹袱娴烽摱琛屻侀潚宀涢摱琛屻佸井鍟嗛摱琛岀瓑锛屼絾鍘婚摱琛屽挩璇㈠熀鏈揪涓嶅埌鏈楂樼偣锛屾渶澶氱殑3.55%銆傚叾瀹為摱琛屽埄鐜囨按骞崇殑楂樹綆涔熶笌鍏堕闄╂垚姝ｆ瘮鐨勶紝涓鑸潵璇达紝瑙勬ā...
绛旓細鍏翠笟閾惰锛20涓璧瀛橈紝3骞存湡鏈楂樺埄鐜囨槸4.18%;鍏翠笟閾惰鎴愮珛浜1988骞8鏈,鏄粡鍥藉姟闄佷腑鍥戒汉姘戦摱琛屾壒鍑嗘垚绔嬬殑棣栨壒鑲′唤鍒跺晢涓氶摱琛屼箣涓,鎬昏璁惧湪绂忓缓鐪佺宸炲競,2007骞2鏈5鏃ユ寮忓湪涓婃捣璇佸埜浜ゆ槗鎵鎸傜墝涓婂競(鑲＄エ浠ｇ爜:601166),娉ㄥ唽璧勬湰50浜垮厓銆
绛旓細鍏翠笟閾惰瀛樻鍒╃巼2022鏈鏂板埄鐜2022骞村叴涓氶摱琛屾渶鏂板瓨娆惧埄鐜囨槸:涓銆佹椿鏈熷瓨娆惧埄鐜囦负0.30%銆備簩銆佹暣瀛樻暣鍙瀹氭湡瀛樻鍒╃巼:涓変釜鏈堢殑瀛樻鍒╃巼涓1.40%锛屽叚涓湀鐨勫瓨娆惧埄鐜囦负1.65%锛屼竴骞存湡鍒╃巼涓1.95%锛屼袱骞存湡鍒╃巼涓2.7%锛屼笁骞存湡鍜屼簲骞存湡鍒╃巼涓3.20%銆備笁銆侀浂瀛樻暣鍙栥佹暣瀛橀浂鍙栥佸瓨鏈彇鎭:涓骞翠负1.40%锛...
绛旓細闇瑕佹牴鎹瓨娆炬満鏋勬墍缁欑殑瀛樻鍒╃巼澶氬皯杩涜璁＄畻锛屽埄鎭殑璁＄畻鍏紡涓猴細鍒╂伅=鏈噾脳鍒╃巼脳鏈熼檺 鍋囪瀛樻閾惰涓鍏翠笟閾惰锛鏍规嵁鍒╂伅鍏紡鍙互寰楀嚭锛氬埄鎭=200000脳2%脳1=4000 瀛樻20涓囷紝瀛樻鏈熼檺涓轰竴骞寸殑锛屽埄鎭垯涓4000銆傚埄鎭紝浠庡叾褰㈡佷笂鐪嬶紝鏄揣甯佹墍鏈夎呭洜涓哄彂鍑鸿揣甯佽祫閲戣屼粠鍊熸鑰呮墜涓幏寰楃殑鎶ラ叕锛涗粠鍙︿竴鏂归潰鐪嬶紝...
绛旓細12. 鍖椾含閾惰锛20涓璧瀛橈紝3骞存湡鏈楂樺埄鐜囦负4%銆13. 闈掑矝閾惰锛20涓囪捣瀛橈紝3骞存湡鏈楂樺埄鐜囦负4.18%銆14. 寰藉晢閾惰锛20涓囪捣瀛橈紝3骞存湡鏈楂樺埄鐜囦负4.18%銆傚悇澶閾惰瀹氭湡瀛樻鍒╂伅涓夊勾瀹氭湡鐨勫埄鎭牴鎹偍閫夋嫨鐨勯摱琛屼笉鍚屾墍寰楃殑鍒╂伅涔熸湁鎵宸紓銆備互2020骞村湪鎴戝浗寤鸿閾惰銆佷腑鍥介偖鏀垮偍钃勯摱琛屽畾鏈熷瓨娆10涓囧厓锛屽瓨...
