关于在网上购物,信用卡安全问题写一篇英语作文 帮忙写篇英语作文介绍网上购物的优劣
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With the rapid development of our society, more and more people are fond of online shopping for its convenience. Online shopping has been a heated fashion. But different people have different views on this point. After all, every coin has two sides.
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Online shopping has advantages as well as disadvantages. Firstly, nowadays, the Internet has become a must. As convenient as it is, online shopping caters for those who are occupied by busy work or other things. And it can help us save much money, which is cheaper than what we buy in the physical store. What\u2019s more, it contributes the Internet to the further development.
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However, it is also a risk of online shopping as we pay the bill online by our credit cards, we may be cheated by the dishonest shoppers. Sometimes the quality of what we buy online is much worse than we could imagine.
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In my opinion, when we are shopping online, we should keep wise to prevent us from treating. And we\u2019ll find that online shopping has advantages over disadvantages.
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These days, many people would rather shop on the Internet than go to the stores.Of course,shopping on the Internet is very convenient.We can shop during 24 hours every day without waiting in line .We can find what we want easily .And the things on the Internet are cheaper .However,we can`t see or feel the things ,and we can`t check the quality. We can`t enjoy ourselves in shopping with friends . Sometimes,we might worry about the safety of using credit cards .What do you think ?
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。
点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。
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