家庭共享保额怎么理解 共享200万保额是什么意思
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所谓的家庭共享保额，简单来讲就是说多人共享同一个保额，累计赔付上限为保险合同约定额度。比如说夫妻同买了一份寿险，且共享保额为150万，后来妻子因病去世，保险公司按照合同约定，给付了50万的身故保险金，那么丈夫后续的保额就变成了100万。
还想了解更多保险方面的知识的，可以看看这篇学习一下：超全！你想知道的保险知识都在这
平安家庭大病医疗保险共用保额指的是投保的额度为家庭成员共有，无论一人或多人使用，累计赔付的上限为该项保险责任的约定保额，且全家共享一张家庭保单。
扩展阅读：【保险】怎么买，哪个好，手把手教你避开保险的这些"坑"
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