如何解决我国利率市场化面临的障碍以及改革 求：中国利率市场化改革历程的文章。谢谢
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1996\u5e746\u6708\uff0c\u6211\u56fd\u653e\u5f00\u4e86\u94f6\u884c\u95f4\u62c6\u501f\u5e02\u573a\u5229\u7387\uff0c\u5b9e\u73b0\u7531\u62c6\u501f\u53cc\u65b9\u6839\u636e\u5e02\u573a\u8d44\u91d1\u4f9b\u6c42\u81ea\u4e3b\u786e\u5b9a\u62c6\u501f\u5229\u7387\uff0c\u63ed\u5f00\u4e86\u5229\u7387\u5e02\u573a\u5316\u6539\u9769\u7684\u5e8f\u5e55\u3002\u6b64\u540e\u6211\u56fd\u5229\u7387\u7ba1\u5236\u9010\u6b65\u653e\u677e\uff0c\u5229\u7387\u5e02\u573a\u5316\u6539\u9769\u63aa\u65bd\u9646\u7eed\u51fa\u53f0\u3002
1997\u5e74\u4ee5\u540e\uff0c\u6211\u56fd\u5148\u540e\u5f00\u653e\u503a\u5238\u5e02\u573a\u5229\u7387\u548c\u94f6\u884c\u95f4\u5e02\u573a\u56fd\u503a\u548c\u653f\u7b56\u6027\u91d1\u878d\u503a\u7684\u53d1\u884c\u5229\u7387\uff1b\u653e\u5f00\u4e86\u5883\u5185\u5916\u5e01\u8d37\u6b3e\u548c\u5927\u989d\u5916\u5e01\u5b58\u6b3e\u5229\u7387\uff1b\u8bd5\u529e\u4eba\u6c11\u5e01\u957f\u671f\u5927\u989d\u534f\u8bae\u5b58\u6b3e\uff1b\u9010\u6b65\u6269\u5927\u4eba\u6c11\u5e01\u8d37\u6b3e\u5229\u7387\u7684\u6d6e\u52a8\u533a\u95f4\u3002
2004 \u5e741\u67081 \u65e5\uff0c\u592e\u884c\u518d\u6b21\u6269\u5927\u4e86\u91d1\u878d\u673a\u6784\u8d37\u6b3e\u5229\u7387\u6d6e\u52a8\u533a\u95f4\uff1b3 \u670825 \u65e5\u5b9e\u884c\u518d\u8d37\u6b3e\u6d6e\u606f\u5236\u5ea6\uff1b10 \u670829 \u65e5\u653e\u5f00\u4e86\u5546\u4e1a\u94f6\u884c\u8d37\u6b3e\u5229\u7387\u4e0a\u9650\uff0c\u57ce\u4e61\u4fe1\u7528\u793e\u8d37\u6b3e\u5229\u7387\u6d6e\u52a8\u4e0a\u9650\u6269\u5927\u5230\u57fa\u51c6\u5229\u7387\u76842.3 \u500d\uff0c\u5b9e\u884c\u4eba\u6c11\u5e01\u5b58\u6b3e\u5229\u7387\u4e0b\u6d6e\u5236\u5ea6\uff0c\u5b9e\u73b0\u4e86\u201c\u8d37\u6b3e\u5229\u7387\u7ba1\u4e0b\u9650\u3001\u5b58\u6b3e\u5229\u7387\u7ba1\u4e0a\u9650\u201d\u7684\u9636\u6bb5\u6027\u76ee\u6807\u3002
2005\u5e741\u670831\u65e5\uff0c\u592e\u884c\u53d1\u5e03\u4e86\u300a\u7a33\u6b65\u63a8\u8fdb\u5229\u7387\u5e02\u573a\u5316\u62a5\u544a\u300b\u3002\u540c\u5e743\u670816\u65e5\uff0c\u592e\u884c\u518d\u6b21\u5927\u5e45\u5ea6\u964d\u4f4e\u8d85\u989d\u51c6\u5907\u91d1\u5b58\u6b3e\u5229\u7387\uff0c\u5e76\u5b8c\u5168\u653e\u5f00\u4e86\u91d1\u878d\u673a\u6784\u540c\u4e1a\u5b58\u6b3e\u5229\u7387\u3002\u5141\u8bb8\u91d1\u878d\u673a\u6784\u81ea\u884c\u786e\u5b9a\u9664\u6d3b\u671f\u548c\u5b9a\u671f\u6574\u5b58\u6574\u53d6\u5b58\u6b3e\u5916\u7684\u5176\u4ed6\u5b58\u6b3e\u79cd\u7c7b\u7684\u8ba1\u7ed3\u606f\u89c4\u5219\u3002
2006\u5e742\u670821\u65e5\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c\u5728\u300a2005\u5e74\u7b2c\u56db\u5b63\u5ea6\u8d27\u5e01\u653f\u7b56\u6267\u884c\u62a5\u544a\u300b\u4e2d\u6307\u51fa\uff1a2006\u5e74\uff0c\u592e\u884c\u5c06\u4e00\u5982\u65e2\u5f80\u5730\u9075\u5faa\u6e10\u8fdb\u539f\u5219\uff0c\u91c7\u53d6\u4e00\u7cfb\u5217\u63aa\u65bd\uff0c\u7ee7\u7eed\u63a8\u8fdb\u5229\u7387\u5e02\u573a\u5316\u8fdb\u7a0b\u3002\u5177\u4f53\u5305\u62ec\uff1a\u9002\u5f53\u7b80\u5316\u8d37\u6b3e\u7684\u57fa\u51c6\u5229\u7387\u671f\u9650\u6863\u6b21\uff0c\u63a8\u8fdb\u957f\u671f\u5927\u989d\u5b58\u6b3e\u5229\u7387\u5e02\u573a\u5316\uff1b\u7814\u7a76\u63a8\u51fa\u5229\u7387\u884d\u751f\u4ea7\u54c1\uff1b\u5b8c\u5584\u4e2d\u592e\u94f6\u884c\u5229\u7387\u4f53\u7cfb\uff1b\u63d0\u9ad8\u5546\u4e1a\u94f6\u884c\u3001\u519c\u6751\u4fe1\u7528\u793e\u5229\u7387\u5b9a\u4ef7\u80fd\u529b\u7b49\u7b49\u3002
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1.\u5229\u7387\u5e02\u573a\u5316\u4e3a\u6211\u56fd\u5546\u4e1a\u94f6\u884c\u521b\u9020\u826f\u597d\u53d1\u5c55\u673a\u9047
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\u8f6c\u8d34\u4e8e \u4e2d\u56fd\u8bba\u6587\u4e0b\u8f7d\u4e2d\u5fc3 http://www.studa.net
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绛旓細闈㈠鍒╃巼甯傚満鍖栧ぇ瓒嬪娍锛涓皬鍟嗕笟閾惰鍙互浠庢嫇灞曞鍏冨寲缁忚惀銆佽蛋宸紓鍖栧彂灞曢亾璺佸缓绔嬫湁鏁堢殑浜у搧瀹氫环鏈哄埗銆佹彁楂樺埄鐜囬闄╃殑绠＄悊鑳藉姏绛夋柟闈㈢潃鎵嬪讥琛ョ煭鏉锛屽湪浼樺寲鑷韩涓氬姟杩囩▼涓耽寰楃敓瀛樼┖闂淬 褰撳墠鍜屼粖鍚庝竴涓椂鏈,闅忕潃鍒╃巼甯傚満鍖栥佷汉姘戝竵姹囩巼鏈哄埗鏀归潻绛夛紝閲戣瀺浜у搧灏嗕笉鏂赴瀵岋紝鏂扮殑椋庨櫓涔熷皢涓嶆柇鍑虹幇銆傝冭檻鍥介檯閾惰涓...
绛旓細浠涓浗鍒╃巼甯傚満鍖鏀归潻鐨勭洰鏍囨潵璇,灏辨槸瑕佸缓绔嬩竴涓互璐у竵甯傚満鍒╃巼涓哄熀鍑,甯傚満渚涙眰鍙戞尌鍩虹鎬т綔鐢,涓ぎ閾惰閫氳繃鍚勭甯傚満鍖栨斂绛栧伐鍏疯皟鎺ц揣甯佸競鍦哄埄鐜,骞堕氳繃瀹冩潵瀵瑰埄鐜囨按骞冲拰缁撴瀯浠ユ湁鏁堝奖鍝嶇殑浣撶郴銆傞壌浜庡綋鍓嶅瓨鍦ㄧ殑闂,绗旇呰涓哄簲璇ラ噰鍙栦互涓嬫帾鏂: 杩涗竴姝ュ姞寮鸿揣甯佸競鍦哄缓璁,杩涗竴姝ユ嫇灞曡揣甯佸競鍦虹殑娣卞害鍜屽箍搴,鍏呭垎鍙戞尌璐у竵甯傚満鍔熻兘...
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