市场利率,均衡利率,和我们平时说的银行利率什么区别和关系?

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市场利率是资金市场供求关系产生的利率;均衡利率在自由竞争状态下,供求达到近乎完美的时候的利率;银行利率基本上就是官定利率;前两种利率对银行利率有指导作用。

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