中信银行信用卡6000元分24期还款最低还好多? 中信银行信用卡分24期还,每月的利息是多少
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12\u671f\u5219\u6bcf\u671f\u9700\u8981\u8fd8\u6b3e6000/12+6000*0.75%=545
24\u671f\u5219\u6bcf\u671f\u9700\u8981\u8fd8\u6b3e6000/24+6000*0.75%=295
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每月还不到300块钱，手续费24个月大概1000绛旓細淇＄敤鍗＄殑鍒嗘湡鎵嬬画璐规庝箞绠楋紵鏃犳硶纭畾銆備腑鍥閾惰淇＄敤鍗鍒嗘湡杩樻鐨勮垂鐜囧拰鍒嗘湡鏈熸暟鏈夊叧锛屼笉鍚屽垎鏈熻繕娆炬湡鏁扮殑鍒╃巼鏍囧噯濡備笅锛1銆佸垎3鏈熻繕娆撅紝鎵嬬画璐逛负1.95%锛2銆佸垎6鏈熻繕娆撅紝鎵嬬画璐逛负3.60%锛3銆佸垎9鏈熻繕娆撅紝鎵嬬画璐逛负5.40%锛4銆佸垎12鏈熻繕娆撅紝鎵嬬画璐逛负7.20%锛5銆佸垎18鏈熻繕娆撅紝鎵嬬画璐逛负11.70%锛6銆佸垎...
绛旓細涓句緥锛10000鍏冨垎3鏈熻繕娆撅紝姣忔湡鍒╂伅=100000.82%=82鍏冿紝3鏈熸诲埄鎭=246鍏冦 涓夈侊細涓涓囧厓浠ヤ笅涓娆℃х涓鏈熶粯娓呮墜缁垂锛屼竴涓囧厓浠ヤ笂姣忔湡鏀粯鎵嬬画璐广3鏈0.72锛咃紝6鏈0.66锛咃紝9鏈0.66锛咃紝12鏈0.61锛咃紝18鏈0.7锛咃紝24鏈0.66锛呫傛病鏈夊埄鎭涓俊閾惰淇＄敤鍗浣跨敤娉ㄦ剰浜嬮」锛氫竴銆佸吇鎴愯壇濂界殑娑堣垂涔犳儻锛...
绛旓細鎮ㄥソ锛岄鍏堟偍鎵鎻愬埌鐨勬墍杩淇＄敤鍗閲戦涓嶆槑纭紝灏辨殏瀹氫负30000鍏冦傝屾瘡鏈熸墍杩樼殑閲戦鏄寚浜ゆ槗閲戦/鎵鍒嗘湡鏁+浜ゆ槗閲戦*鎵嬬画璐圭巼 銆備緷鎹涓俊閾惰瑙勫畾鐨勬墜缁垂鐜囩殑3鏈 0.65%锛堟瘡鏈燂級锛6鏈 0.60%锛堟瘡鏈燂級锛12鏈 0.55%锛堟瘡鏈燂級锛24鏈 0.60%锛堟瘡鏈燂級銆傛晠姝わ紝鑻ヤ緷鎹氦鏄撻噾棰濅负30000鍏冿紝鍙繘琛岃绠楋紝寰...
绛旓細涓俊閾惰淇＄敤鍗6000棰濆害,鏈浣庤繕娆炬槸澶氬皯 鏈浣庤繕娆句负浣犲綋鏈熻处鍗曠殑鐧惧垎涔嬪崄锛屾瘮濡備綘褰撴湡璐﹀崟娆犳1000. 鏈浣庤繕娆惧氨涓鐧俱涓俊閾惰淇＄敤鍗6000鍏冨垎24鏈熻繕娆炬渶浣庤繕濂藉?鏈噾6000锛屾墜缁垂0.75%姣忔湡锛岀幇鍦ㄥ厤鍒╂伅銆12鏈熷垯姣忔湡闇瑕佽繕娆6000/1260000.75%=545 24鏈熷垯姣忔湡闇瑕佽繕娆6000/2460000.75%=295 鏈浣庤繕娆...
绛旓細涓俊閾惰淇＄敤鍗姣忔湀鍒嗘湡鎵嬬画璐圭巼锛3鏈0.80%锛 6鏈0.80%锛 9鏈0.76%锛 12鏈0.73%锛 18鏈0.75% 锛24鏈0.75% 锛36鏈0.75%銆傛瘡鏈堟墜缁垂=鍒嗘湡鎬婚噾棰*鎵嬬画璐圭巼锛屾湰閲戝拰鍒嗘湡鎵嬬画璐瑰皢鍦ㄥ垎鏈熷悗鐨勬瘡涓处鍗曟棩鎸夋湡鍏ヨ处骞舵敹鍙栥鍒24鏈燂紝姣忔湡搴旇繕閲戦=11000梅24锛11000脳0.75%锛540.83鍏冦傚垎12...
绛旓細娌℃湁娲诲姩鐨勮瘽锛涓俊閾惰鐨勫垎鏈熻垂鐜囨槸0.75%锛岄偅涔堟瘡涓湀鐨勬墜缁垂灏辨槸 11000*0.75%锛82.5锛涙瘡涓湀鐨勬湰閲戞槸 11000/24锛458.3锛涙瘡涓湀鐨勮繕娆鹃灏辨槸 82.5+458.3锛540.8锛涙荤殑鎵嬬画璐瑰氨鏄 82.5*24锛1980銆
绛旓細浣跨敤淇＄敤鍗璐﹀崟鍒嗘湡杩樿鎵嬬画璐瑰悧锛熺煡鎯呬汉缁欓忛湶涓嬭鎯 鐪嬫槸鍝釜閾惰锛屽ぇ閮ㄥ垎鏄渶瑕佺殑銆備緥濡傦細淇＄敤鍗℃瑺娆50000鍏冿紝鍒3鏈熺殑璇濓紝鍒嗘湡璐圭巼鏄2.7%锛屽埌鏈熼渶瑕佹敮浠樻墜缁垂1350鍏冦
绛旓細淇＄敤鍗鍒嗘湡鐨勬湀鍒╃巼涓鑸槸0.78%-0.8%宸﹀彸锛屽鏋滀互0.76%璁＄畻鐨勮瘽锛 1鏈熺殑鍒╂伅鏄細6000x.0.78%=46.8鍏冿紱 12鏈熺殑鍒╂伅鏄細46.8x12=561.6鍏冿紱 姣忔湡鐨勮繕娆鹃噾棰濇槸锛6000/12+46.8=546.8鍏冿紱涓鏈熺殑鏃堕棿鏄30澶╋紝涔熷氨鏄竴涓湀锛12鏈熸槸涓骞淬備互涓婂埄鐜囦粎渚涘弬鑰冿紝鏈鍚庣殑鍒╃巼杩樻槸浠閾惰鐢佃瘽瀹㈡湇涓...
绛旓細涓俊閾惰淇＄敤鍗鐜伴噾鍒嗘湡鎻愪緵1鏈熴3鏈熴6鏈熴12鏈熴24銆36鏈燂紝鍒嗘湡36鏈熺殑鍒嗘湡姣忔湡鐨勬墜缁垂涓0.76%銆傚垎鏈熸墜缁垂=鍒嗘湡鏈熸暟*鍒嗘湡鎵嬬画璐硅垂鐜=6000*0.76%*36=16416鍏姣忔湡鍒╂伅鍜屾湀渚涘涓嬶細
绛旓細鎴戝垎鏈熶粯娆句拱杩囩數鑴戯紝鎴戝彲浠ュ憡璇変綘锛屽垎鏈熶粯娆鹃鍏堜綘寰楁湁淇＄敤鍗锛屾病鏈変俊鐢ㄥ崱鍙湁鏅閾惰鍗涓嶈兘鍒嗘湡锛屼拱瀹屽悗鐧婚檰缃戜笂閾惰灏卞彲浠ヨ嚜鍔╁垎鏈燂紝鏈澶氬彲鍒24鏈燂紝鍑犱箮鎵鏈夐摱琛岀殑淇＄敤鍗￠兘涓鏍凤紝浣嗗綋鐒跺垎鏈熻秺澶氫綘瑕佹壙鎷呯殑鍒╂伅涔熷氨瓒婇珮锛屼綘瑕佹槸娌℃湁淇＄敤鍗★紝鍙互杩介棶鎴戯紝鎴戝憡璇変綘鎬庝箞鍔炵悊 ...
