李大妈有20000元人民币，她准备把这些钱存到银行，三年国债利率是多少 李大妈有2000元人民币,存入银行三年,国债好还是整存整取好...
\u674e\u5927\u5988\u6709\u4e24\u4e07\u5143\u4eba\u6c11\u5e01\uff0c\u4ed6\u51c6\u5907\u628a\u8fd9\u4e9b\u94b1\u5b58\u5230\u94f6\u884c\uff0c\u4f46\u4e0d\u77e5\u9053\u8d2d\u4e70\u4e09\u5e74\u671f\u56fd\u503a\u597d\uff0c\u8fd8\u662f\u6574\u5b58\u6574\u53d6\u4e09\u5e74\u671f\u5b58\u6b3e\u597d\uff0c\u6574\u5b58\u6574\u53d6\u4e09\u5e74\u671f\u5b58\u6b3e\u5e74\u5229\u73874.25%\uff0c\u5230\u671f\u5229\u606f\uff1a
20000*4.25%*3=2550\u5143
\u4e09\u5e74\u671f\u56fd\u503a\u5229\u73875%\uff0c\u5230\u671f\u5229\u606f\uff1a
20000*5%*3=3000\u5143
\u4ece\u4e0a\u9762\u7684\u8ba1\u7b97\u53ef\u4ee5\u770b\u51fa\u56fd\u503a\u6536\u76ca\u9ad8\u4e8e\u540c\u671f\u7684\u94f6\u884c\u5b9a\u5b58\u6536\u76ca\u3002\u6240\u4ee5\u674e\u5927\u5988\u7684\u4e8c\u4e07\u5143\uff0c\u6295\u8d44\u56fd\u503a\u6bd4\u94f6\u884c\u5b9a\u5b58\u597d\u3002
\u53e6\u5916\u9700\u8981\u8bf4\u660e\u7684\u7684\u662f\uff1a\u56fd\u503a\u5229\u7387\u662f2013\u5e74\u7684\u3002\u4eca\u5e74\u56fd\u503a\u5229\u7387\u8fd8\u6ca1\u6709\u516c\u5e03\u3002\u4e0d\u8fc7\u4e00\u76f4\u4ee5\u6765\u56fd\u503a\u5229\u7387\u80af\u5b9a\u9ad8\u4e8e\u540c\u671f\u7684\u94f6\u884c\u5b58\u6b3e\u5229\u7387\u3002
\u5f53\u7136\u662f\u4e70\u56fd\u503a\u5566\uff01
\u56fd\u503a3\u5e74\u671f\uff0c\u7968\u9762\u5e74\u5229\u73875.58%\uff1b\u94f6\u884c\u50a8\u84c4\u5b58\u6b3e(\u6574\u5b58\u6574\u53d6\uff09\uff1a3\u5e74\u671f\uff0c\u5e74\u5229\u73875.00%\u3002
2000\u5143\u672c\u91d1\uff0c\u4e703\u5e74\u671f\u56fd\u503a\uff0c\u5229\u606f\u603b\u6536\u76ca\u662f334.8\u5143\uff1b\u5982\u679c\u5b583\u5e74\u5b9a\u671f\u50a8\u84c4\uff0c\u5229\u606f\u6536\u76ca\u662f\uff1a300\u5143\u3002\u5229\u606f\u8ba1\u7b97\u516c\u5f0f\uff1a\u5e74\u5229\u7387X\u672c\u91d1X\u5e74\u9650\u3002
\u53c2\u8003\u8d44\u6599\uff1a\u7389\u7c73\u5730\u7684\u8001\u4f2f\u4f2f\u4f5c\u54c1\uff0c\u62f7\u8d1d\u8bf7\u6ce8\u660e\u51fa\u5904\u3002
3.75元
绛旓細3.75鍏
绛旓細褰撶劧涔板浗鍊哄ソ鍟︺佸浗鍊烘槸闄ら摱琛屽偍钃勫锛岄傚悎鑰佺櫨濮撶殑鏈瀹夊叏鐨勬姇璧勫搧绉嶏紱濡傛灉绗﹀悎浣犵殑鏀剁泭棰勬湡鏄彲浠ヨ喘涔扮殑锛涘浗鍊烘湁涓ょ锛岃璐﹀紡鍥藉洪殢鏃堕兘鍙互涔板緱鍒帮紝浣嗘槸鍒╃巼姣旇緝浣庯紝姣旈摱琛屽畾鏈熷偍钃勮繕瑕佷綆锛涘彟涓绉嶆槸鍑瘉寮忓浗鍊哄拰鍌ㄨ搫鍥藉猴紝鍙湪鐗瑰畾鏃堕棿鍙戣锛屼富瑕佹槸3骞村拰5骞存湡锛屾牴鎹垰鍙戣鐨勫嚟璇佸紡鍥藉虹殑骞村埄鐜囦笌閾惰瀹...
绛旓細鏉庡ぇ濡鐨2涓囧厓浜烘皯甯侊紝涔颁笁骞存湡鍥藉虹殑鏀剁泭浼氬ソ浜庢暣瀛樻暣鍙栦笁骞存湡鐨勬敹鐩娿傛牴鎹儻渚嬶細鎶曡祫鏈熼檺鐩稿悓锛屽偍钃勫紡鍥藉猴紙鍑瘉寮忋佺數瀛愬紡锛夌殑鎶曡祫鏀剁泭涓瀹氶珮浜庨摱琛屽畾鏈熷瓨娆剧殑鏀剁泭銆傛寜2013銆2014骞翠负渚嬶細鍥藉轰笁骞存湡骞村埄鐜 5% 浜斿勾鏈 5.41 閾惰瀹氬瓨涓夊勾鏈 4.25% 浜斿勾鏈 4.75 鎵浠ユ姇璧勫偍钃勫紡鍥藉猴紙鍑瘉寮...
绛旓細鍥炵瓟濡備笅锛2004骞4鏈1鏃ュ瓨鍏浜烘皯甯20000鍏锛屽勾鍒╃巼4.14%锛2012骞4鏈1鏃ュ彇鍑猴紙鏁8骞存椂闂达級锛屽埄鎭20%銆傚鏋滅函鎸変竴閬撹绠楅鏉ヨ绠楃殑璇濓紝璁＄畻鍏紡濡備笅锛1銆佸崟鍒╄鎭細20000*[1+4.14%*8*锛1-20%锛塢=25299.20鍏冦2銆佸鍒╄鎭細20000+20000*[锛1+4.14%锛塣8-1]*(1-20%)=26134.03鍏冦
绛旓細20000(鏈噾) + 20000 * 2.4% * 3锛堝埄鎭級 = 21440锛堟湰鎭級
绛旓細2涓*3%*2=1200 鑻ユ湁鐢紝璇烽噰绾筹紝璋㈣阿锛
绛旓細褰撶劧鏄拱鍥藉哄暒锛佸浗鍊3骞存湡锛岀エ闈㈠勾鍒╃巼5.58%锛涢摱琛屽偍钃勫瓨娆(鏁村瓨鏁村彇锛夛細3骞存湡锛屽勾鍒╃巼5.00%銆2000鍏冩湰閲戯紝涔3骞存湡鍥藉猴紝鍒╂伅鎬绘敹鐩婃槸334.8鍏冿紱濡傛灉瀛3骞村畾鏈熷偍钃勶紝鍒╂伅鏀剁泭鏄細300鍏冦傚埄鎭绠楀叕寮忥細骞村埄鐜嘪鏈噾X骞撮檺銆傚弬鑰冭祫鏂欙細鐜夌背鍦扮殑鑰佷集浼綔鍝侊紝鎷疯礉璇锋敞鏄庡嚭澶勩
绛旓細灏辫喘涔板ぇ绫崇殑鑳藉姏鑰岃█锛屼笌2005骞寸殑1000鍏冪浉姣2013骞寸殑1000鍏冨凡缂╂按鑷576鍏冿紝鍗充汉姘戝竵瀵瑰唴璐间簡浣嗗綋鏉庡ぇ濡鍘讳腑鍥介摱琛岃喘涔板姹囨椂锛屽ス鍙堢湅鍒板綋鍓嶆眹鐜囧凡鏄6.17鍏冧汉姘戝竵鍏戞崲1缇庡厓锛屽ス鐢1000鍏冨彲璐叆162.07缇庡厓銆傚ス璁板緱8骞村墠8.28鍏冧汉姘戝竵鍏戞崲1缇庡厓锛屽綋鏃1000鍏冧汉姘戝竵鍙兘璐緱120.77缇庡厓銆8骞存潵锛屼汉姘戝竵...
绛旓細鈶犺В:璁惧勾鍒╃巼涓篨銆2脳10000X 10000=10570鈥 20000X 10000=10570鈥20000X=10570-10000鈥20000X=570鈥=0.0285鈥=2.85
绛旓細浣嗗綋鏉庡ぇ濡鍘婚摱琛岃喘涔板姹囨椂锛屽ス鍙堢湅鍒板綋鍓嶆眹鐜囧凡鏄6.17鍏冧汉姘戝竵鍏戞崲1缇庡厓锛屽ス鐢1000鍏冨彲璐叆162.07缇庡厓銆傚ス璁板緱8骞村墠8.28鍏冧汉姘戝竵鍏戞崲1缇庡厓锛屽綋鏃1000鍏冧汉姘戝竵鍙兘璐緱120.77缇庡厓銆8骞存潵锛屼汉姘戝竵瀵圭編鍏冪疮璁″崌鍊艰秴杩34%銆傝繖灏辨槸鐗╀环涓婂崌甯︽潵鐨勪汉姘戝竵瀵瑰唴璐煎拰姹囩巼涓婂崌甯︽潵鐨勪汉姘戝竵瀵瑰鍗囧笺傝揣甯...
