新华保险健康福星增额型怎么样，请客观点 新华健康福星增额保险有哪些优点
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2\u3001\u7279\u5b9a\u75be\u75c5\u4fdd\u9669\u91d1
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3\u3001\u8eab\u6545\u4fdd\u9669\u91d1
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5\u3001\u4fdd\u5355\u7ea2\u5229
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(1)患重疾：一年内，给付交纳的保费的1.1倍；一年后，给付基本保额10元×(1+3%×保单经过的整年度)，即在10万元基础上，每年递增3000元。
(2)身故：一年内，①18周岁前，给付实际交纳的保险费；②18周岁后，给付实际交纳的保险费的1.1倍。
因意外或一年后，①18周岁之前，为实际交纳的保险费与基本保险金额对应的现金价值二者之较大者；
②18周岁之后，给付基本保额10万元×(1+3%×保单经过的整年度)，即在10万元基础上，每年递增3000元。
(3)投保人意外伤害身故或意外伤害身体全残豁免保险费。
(4)66周岁，可拥有转换养老年金的权利。
新华保险的健康福星2014保障45种重疾，身价和健康账户每年保额的3%固定增额，66岁可转换养老，急用保单现价可贷款，还有豁免功能，非常好的产品
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绛旓細鍋ュ悍绂忔槦澧為缁堣韩閲嶅ぇ鐤剧梾淇濋櫓鐨勪紭鍔夸笌涓嶈冻鍋ュ悍绂忔槦澧為缁堣韩閲嶅ぇ鐤剧梾淇濋櫓鏄鏂板崕淇濋櫓鎺ㄥ嚭鐨勯噸鐤句繚闄╀骇鍝併傚浜庨噸鐤鹃櫓鏉ヨ锛屽閲嶅ぇ鐤剧梾鐨勪繚闅滄槸鍏舵牳蹇冪殑绔炰簤鍔涖傚仴搴风鏄熶笌鍚岀被閲嶇柧浜у搧鐩告瘮杈冿紝鏈夊叾鏄庢樉鐨勪紭鍔裤傜涓锛32绉嶉噸鐤句繚闅溿傚仴搴风鏄熸彁渚32绉嶉噸澶х柧鐥呯殑淇濋殰鑼冨洿锛岄櫎浜嗗寘鍚繚鐩戜細瑙勫畾鐨25绉嶉噸澶х柧鐥咃紝...
绛旓細浣犲ソ锛鍋ュ悍绂忔槦澧為閲嶅ぇ鐤剧梾淇濋櫓鏄鏂板崕淇濋櫓鏃椾笅鐨勪骇鍝侊紝鏈澶х殑鐗规у氨鏄湪浠栫殑鍚嶅瓧閲岄潰锛屽氨鏄棰濅袱涓瓧锛屽氨鏄彲浠ュ鍔犳垜浠殑淇濋櫓棰搴︺傚鏋滀綘鎯充簡瑙ｈ嚜宸遍備笉閫傚悎涔拌繖娆句骇鍝侊紝鍙互鐐瑰嚮棰勭害1瀵1淇濋櫓瑙勫垝鏈嶅姟锛屾繁钃濅繚_涓撳績淇濋櫓缁忕邯浼氱粰浣犳彁渚涗笓涓氱殑寤鸿銆傝繖涓娆句繚闄╁叾涓渶澶х殑浼樺娍灏辨槸鎴戜滑鐨勪繚闄╅搴︽寜姣...
绛旓細鍋ュ悍绂忔槦鏄緢濂界殑浜у搧锛屼粬姣忓勾鏈3%鐨勯掑锛屼氦30骞村ソ鏃堕棿瓒婇暱娑ㄧ殑瓒婂锛屾槸浼氶暱澶х殑淇濋櫓锛姣斿鎮ㄧ殑淇濋鏄10涓囨瘡骞翠綘鐨勫笎鎴蜂細澧炲姞3%杩欐牱鎶靛尽鐢熸椿鑶ㄨ儉杩樻湁鍖昏嵂璐圭殑鏄傝吹銆傚埌66宀佽繕鏈夎浆鎹㈠吇鑰侀噾鐨勬潈鍒┿備拱淇濋櫓灏辫涔板仴搴风殑.鍋ュ悍绂忔槦濂斤紝鍚夋槦楂樼収涔熷ソ.鐜板湪鎴戜滑杩欓噷鐑攢鍚夋槦楂樼収銆傚洜涓哄畠鏄繚33澶х被閲嶇柧锛屼复搴...
绛旓細浣犲ソ锛屾垜灏辨槸鏂板崕淇濋櫓鍏徃鐨勪唬鐞嗕汉锛屼綘璇寸殑杩欎釜淇濋櫓锛岃櫧鐒舵病鏈夊垎绾紝浣嗘槸鑳借嚜鍔澧炲姞淇濋櫓閲戦銆傝屼笖鍦ㄩ噸澶х柧鐥呮柟闈㈢殑澧炲箙鏄垜鎺ヨЕ鍒扮殑閲嶅ぇ鐤剧梾淇濋櫓閲岄潰闈炲父楂樼殑涓绉嶏紝杩滆秴涓鑸殑鎵璋撳垎绾骇鍝併傚鏋滀綘鑰冭檻鐨勬槸閲嶅ぇ鐤剧梾淇濋殰锛屽煎緱涓涔帮紝寤鸿涔扮殑浜よ垂鏈熼檺閫夋渶闀跨殑 ...
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