40岁能买新华健康福星和健康福享保险吗 我今天买了新华健康福星终身重疾险,现在后悔了
0\u5c81\u4e70\u65b0\u534e\u7684\u5065\u5eb7\u798f\u4eab\u548c\u5065\u5eb7\u798f\u661f\u54ea\u4e2a\u597d\u4e3b\u8981\u662f\u770b\u4e00\u4e0b\u65b0\u4ea7\u54c1\u7684\u7279\u70b9\uff0c\u6839\u636e\u81ea\u5df1\u7684\u9700\u6c42\u6765\u505a\u51b3\u5b9a
\u5065\u5eb7\u798f\u4eab\u7279\u70b9\uff1a\u5065\u5eb7\u798f\u4eab\u91cd\u5927\u75be\u75c5\u4fdd\u969c\u8ba1\u52123\u6708\u5e95\u505c\u552e\uff01\u4ea7\u54c1\u7279\u70b9\uff1a\u5927\u75c5\u7ed9\u94b1\uff0c\u6ca1\u75c5\u8fd8\u94b1\u7684\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\uff011\u3001\u4fdd\u91cd\u75be\u5305\u542b32\u79cd\uff08\u7c7b\uff09\u91cd\u5927\u75be\u75c5\u5475\u62a4\u5065\u5eb72\u3001\u4fdd\u751f\u547d\u8eab\u6545\u548c\u5168\u6b8b\u4fdd\u969c\u634d\u536b\u5c0a\u4e253\u3001\u4fdd\u8d22\u5bcc \u5065\u5eb7\u751f\u5b58\u523070\u5468\u5c81\u8fd4\u8fd8\u4fdd\u8d39\u8865\u5145\u517b\u80014\u3001\u4fdd\u6743\u76ca\u6295\u4fdd\u4eba\u906d\u9047\u610f\u5916\u8c41\u514d\u4fdd\u8d39\u7eed\u4eab\u5229\u76ca
\u5065\u5eb7\u798f\u661f\uff1a
\u7b2c\u4e00\uff0c
\u96ea\u4e2d\u9001\u70ad\uff0c\u5168\u9762\u89c4\u8303\u7684\u91cd\u75be\u4fdd\u969c\u3002
33\u79cd\u91cd\u75be\u5305\u542b\u4e86\u4eba\u751f\u53ef\u80fd\u9047\u5230\u7684\u9ad8\u53d1\u75c5\u79cd\u3002\u9664\u4e86\u5305\u542b\u4fdd\u76d1\u4f1a\u89c4\u5b9a\u768425\u79cd\u91cd\u5927\u75be\u75c5\uff0c\u65b0\u534e\u516c\u53f8\u5168\u9762\u4e3a\u5ba2\u6237\u7740\u60f3\uff0c\u5728\u6b64\u57fa\u7840\u4e0a\u53c8\u589e\u52a0\u4e868\u79cd\u91cd\u5927\u75be\u75c5\uff0c\u8fd9\u6837\u4e00\u4e2a\u5305\u542b33\u79cd\u91cd\u5927\u75be\u75c5\u7684\u4ea7\u54c1\u8986\u76d6\u4e86\u4eba\u751f\u53ef\u80fd\u9047\u5230\u7684\u9ad8\u53d1\u75c5\u79cd\uff0c\u4fdd\u969c\u5168\u9762\u3002
\u7b2c\u4e8c\uff0c
\u6c34\u6da8\u8239\u9ad8\uff0c\u5feb\u901f\u589e\u503c\u7684\u5065\u5eb7\u8d26\u6237\u3002
\u5065\u5eb7\u8d26\u6237\u968f\u65f6\u95f4\u7684\u63a8\u79fb\u5feb\u901f\u9012\u589e\uff0c\u8fd9\u662f\u8be5\u4ea7\u54c1\u7684\u6700\u5927\u7279\u8272\u3002\u4fdd\u989d\u6bcf\u5e74\u56fa\u5b9a\u9012\u589e\uff0c\u5145\u8db3\u7684\u5065\u5eb7\u8d26\u6237\u4fdd\u969c\u7ec8\u8eab\uff0c\u4e3a\u5e78\u798f\u5bb6\u5ead\u4fdd\u9a7e\u62a4\u822a\u3002\u5728\u53d1\u751f\u91cd\u75be\u9700\u8981\u533b\u7597\u8d39\u7528\u65f6\uff0c\u53ef\u53ca\u65f6\u83b7\u5f97\u201c\u957f\u5927\u201d\u540e\u7684\u91cd\u75be\u4fdd\u969c\u91d1\u3002
\u7b2c\u4e09\uff0c
\u9ad8\u6795\u65e0\u5fe7\uff0c\u6bcf\u5e74\u63d0\u5347\u7684\u8eab\u4ef7\u8d26\u6237\u3002
\u4fdd\u989d\u6bcf\u5e74\u7a33\u5065\u56fa\u5b9a\u9012\u589e\uff0c\u8eab\u4ef7\u8d26\u6237\u5e74\u5e74\u5728\u63d0\u5347\uff0c\u62e5\u6709\u7ec8\u8eab\u5065\u5eb7\u4fdd\u969c\u7684\u540c\u65f6\u66f4\u4eab\u6709\u7ec8\u8eab\u8eab\u4ef7\uff0c\u5145\u5206\u4f53\u73b0\u4eba\u751f\u5c0a\u4e25\u3002
\u7b2c\u56db\uff0c
\u9526\u4e0a\u6dfb\u82b1\uff0c\u7075\u6d3b\u9009\u62e9\u7684\u517b\u8001\u529f\u80fd\u3002
\u5728\u5e74\u6ee166\u5468\u5c81\u65f6\u5f00\u59cb\u4eab\u6709\u7075\u6d3b\u8f6c\u6362\u517b\u8001\u5e74\u91d1\u7684\u6743\u5229\uff0c\u4e00\u4efd\u6295\u8d44\u4e24\u79cd\u4fdd\u969c\uff0c\u4e3a\u5065\u5eb7\u517b\u8001\u9526\u4e0a\u6dfb\u82b1\uff0c\u665a\u5e74\u751f\u6d3b\u4e0d\u4ec5\u5b89\u9038\u81ea\u5982\uff0c\u800c\u4e14\u51cf\u8f7b\u4e86\u540e\u4ee3\u7684\u629a\u517b\u8d1f\u62c5\u3002
\u65b0\u534e\u7684\u4fdd\u9669\uff0c\u4f1a\u957f\u5927\u7684\u4fdd\u9669\u3002\u65b0\u534e\u4ea7\u54c1\u4e00\u76f4\u4ee5\u7279\u6709\u7684\u201c\u589e\u989d\u201d\u65b9\u5f0f\u53d7\u5230\u6b22\u8fce\uff0c\u201c\u5065\u5eb7\u798f\u661f\u201d\u65e0\u7591\u5ef6\u7eed\u4e86\u516c\u53f8\u7684\u201c\u589e\u989d\u6587\u5316\u201d\u3002\u968f\u7740\u5ba2\u6237\u5e74\u9f84\u7684\u589e\u957f\uff0c\u53d1\u751f\u91cd\u5927\u75be\u75c5\u7684\u51e0\u7387\u4e5f\u5728\u589e\u957f\uff0c\u7136\u800c\u7ecf\u8fc7\u4e86\u751f\u547d\u5b89\u5168\u671f\u7684\u79ef\u7d2f\uff0c\u5065\u5eb7\u8d26\u6237\u4e0e\u8eab\u4ef7\u8d26\u6237\u5df2\u7ecf\u4f34\u968f\u5e74\u9f84\u7684\u589e\u957f\u800c\u7a33\u5065\u589e\u957f\uff0c\u5728\u9700\u8981\u65f6\u80fd\u63d0\u4f9b\u7ed9\u5ba2\u6237\u4e00\u5927\u7b14\u4fdd\u969c\u8d44\u91d1\uff0c\u771f\u6b63\u505a\u5230\uff1a\u4f60\u957f\u5b83\u4e5f\u957f\uff01
\u5f53\u7136\u53ef\u4ee5\uff0c\u4f46\u4e0d\u4e00\u5b9a\u9002\u5408\u81ea\u5df1\u7684\u4fdd\u9669\u3002
\u4fdd\u9669\u516c\u53f8
\u5206\u7ea2\uff0c\u662f\u6839\u636e\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u76c8\u5229\u80fd\u529b\u53ef\u80fd\u662f\uff0c\u53ef\u6709\u53ef\u65e0\uff0c\u5177\u6709\u663e\u8457\u7684\u4e0d\u786e\u5b9a\u6027\u3002
\u4fdd\u9669\u7684\u539f\u5219\uff0c\u4ee5\u793e\u4f1a\u4fdd\u969c\u7684\u57fa\u7840\u4e0a\uff0c\u9002\u5f53\u7684\u5546\u4e1a\u4fdd\u9669\uff0c\u52a0\u4e0a\u66f4\u597d\u7684\u4f5c\u4e3a\u8865\u5145\u4e00\u70b9\u3002
\u4ed6\u4eec\u7684\u4fdd\u9669\u8d39\u7528\u4e00\u822c\u572810 ---\u5e74\u6536\u5165\u768420\uff05\uff0c\u6700\u597d\u4e0d\u8d85\u8fc720\uff05\uff0c\u670910\uff05\u4fdd\u5b58\u81ea\u5df1\u7684\u8d44\u91d1\u8d44\u4ea7\u7684100\uff05\u3002
\u5bf9\u4e8e\u6211\u4eec\u6bcf\u4e00\u4e2a\u4eba\u90fd\u5e94\u8be5\u91cd\u65b0\u8003\u8651\u533b\u7597\u5065\u5eb7\u4fdd\u9669\u3002\u76f4\u63a5\u7684\u8bb2\uff0c\u968f\u7740\u4eba\u5e74\u9f84\u7684\u589e\u957f\uff0c\u8eab\u4f53\u62b5\u6297\u529b\u662f\u6210\u53cd\u6bd4\u7684\u62b5\u6297\u76f8\u5bf9\u8f83\u5f31\u7684\u76f8\u5173\u98ce\u9669\u7684\u80fd\u529b\u3002
\u6240\u4ee5\uff0c\u4f60\u9996\u5148\u5fc5\u987b\u8003\u8651\u533b\u7597\u4fdd\u9669\uff0c\u4e0d\u7ba1\u662f\u5546\u4e1a\u4fdd\u9669\u548c\u793e\u4f1a\u4fdd\u969c\u662f\u53ef\u80fd\u7684\uff0c\u7136\u540e\u624d\u8003\u8651\u5176\u5b83\u7684\u4fdd\u9669\u4ea7\u54c1\uff0c\u56e0\u6b64\u5b83\u662f\u6709\u9053\u7406\u7684\u3002\u5982\u679c\u5065\u5eb7\u6ca1\u6709\u4fdd\u8bc1\uff0c\u6709\u518d\u591a\u7684\u517b\u8001\u4fdd\u9669\uff0c\u662f\u4e0d\u73b0\u5b9e\u7684\u3002
\u5efa\u8bae\u4f60\u8d2d\u4e70\u56fd\u5bb6\u63a8\u51fa\u7684\u793e\u4f1a\u4fdd\u969c\uff08\u6700\u597d\u7684\u60c5\u51b5\u4e0b\uff0c\u5355\u4f4d\u51fa\u9762\u8d2d\u4e70\uff09\uff0c\u5305\u62ec\u5408\u4f5c\u533b\u7597\u4fdd\u9669\uff0c\u7136\u540e\u518d\u8003\u8651\u5546\u4e1a\u4fdd\u9669\u4f5c\u4e3a\u8865\u5145\u3002
\u5728\u8fd9\u91cc\uff0c\u6211\u77e5\u9053\u5728\u8fd9\u4e2a\u884c\u4e1a\uff0c\u6211\u4eec\u5df2\u7ecf\u8ba4\u8bc6\u5230\u4e09\u53e5\u8bdd\u662f\u8bf4\u201c\u54c1\u724c\u5728\u751f\u6d3b\u201d\uff0c\u201c\u548c\u5e73\u7684\u4eba\u201d\uff0c\u201c\u65b0\u534e\u7684\u4ea7\u54c1\u201d
\u6700\u540e\uff0c\u5173\u4e8e\u4fdd\u9669\u7684\u539f\u5219\u5e94\u8be5\u6ce8\u610f\u7684\u662f\uff1a
\uff08\u4e00\uff09\u524d\u8d2d\u4e70\u533b\u7597\u4e70\u4fdd\u9669\uff0c\u5c06\u4f1a\u6709\u80fd\u591f\u786e\u4fdd\u5ba2\u6237\u62e5\u6709\u6240\u6709\u7684\u5065\u5eb7
\uff08\u4e8c\uff09\u5149\u53e3\u5934\u5408\u540c\uff0c\u8d2d\u4e70\u4fdd\u9669\uff0c\u5bff\u9669\u4e00\u822c\u662f\u7ec8\u8eab\u5408\u540c\uff0c\u4e70\u4e86\u53ef\u4ee5\u6210\u4e3a\u4e00\u751f\u7684\u5e78\u798f\uff0c\u5426\u5219\u5f71\u54cd\u5f88\u5927\u3002
\uff08c\uff09\u589e\u52a0\u4fdd\u9669\u4ea7\u54c1\u7684\u4ef7\u503c\u9700\u8981\u6709\u8d8a\u6765\u8d8a\u591a\u7684\u751f\u6d3b\u73b0\u5728\u4e00\u4e2a\u6708\u9ad8\u6807\u51c6\u7684\u529f\u80fd\uff0c\u5fc5\u987b\u80fd\u591f\u6291\u5236\u901a\u8d27\u81a8\u80c0\u3002
\uff08\u56db\uff09\u7b2c\u4e00\u6210\u4eba\u540e\u7684\u5b69\u5b50\u4e70\u4fdd\u9669\uff0c\u5982\u679c\u5927\u4eba\u5f97\u4e0d\u5230\u4fdd\u62a4\uff0c\u66f4\u591a\u7684\u5b69\u5b50\u6709\u4fdd\u9669\uff0c\u6ca1\u6709\u4efb\u4f55\u610f\u4e49\uff0c\u6bd5\u7adf\uff0c\u652f\u4ed8\u6210\u4eba\u4e0e\u513f\u7ae5\u7684\u8d39\u7528\u3002
保险小编帮您解答,更多疑问可在线答疑。
您好!新华健康福星承保的年龄为出生30日以上至60周岁,而健康福享保险投保年龄为出生满30天——55周岁,因此40岁人群可以购买这两款产品。
据悉,健康福星提供32种重大疾病的保障范围,除了包含保监会规定的25种重大疾病,还增加了7种重大疾病,同时它的账户随着投保年限的增长会不断增值;健康福享是一种纯保障型的健康组合产品,涵盖了恶性肿瘤、心肌梗死、脑溢血等32种(类)重大疾病,这些病种包含了现代临床医学的200多种大病,但它最大的亮点还在于可以到期返还保险费。
绛旓細鎮ㄥソ锛佹柊鍗庡仴搴风鏄熸壙淇濈殑骞撮緞涓哄嚭鐢30鏃ヤ互涓婅嚦60鍛ㄥ瞾锛岃屽仴搴风浜繚闄╂姇淇濆勾榫勪负鍑虹敓婊30澶┾斺55鍛ㄥ瞾锛鍥犳40宀佷汉缇ゅ彲浠ヨ喘涔拌繖涓ゆ浜у搧銆傛嵁鎮夛紝鍋ュ悍绂忔槦鎻愪緵32绉嶉噸澶х柧鐥呯殑淇濋殰鑼冨洿锛岄櫎浜嗗寘鍚繚鐩戜細瑙勫畾鐨25绉嶉噸澶х柧鐥咃紝杩樺鍔犱簡7绉嶉噸澶х柧鐥咃紝鍚屾椂瀹冪殑璐︽埛闅忕潃鎶曚繚骞撮檺鐨勫闀夸細涓嶆柇澧炲硷紱鍋ュ悍绂忎韩鏄竴绉...
绛旓細鍥炵瓟锛氳繖浣嶆湅鍙嬩綘濂!浣犳墍璇寸殑2751鍏,鍙互鎶曚繚 鏂板崕淇濋櫓鍏徃鐨鍋ュ悍绂忔槦澧為銆備繚棰濄傛瘡骞翠繚棰濆闀3000銆
绛旓細8.鎺ㄨ崘锛氬钩瀹夋姢韬鍒嗙孩淇濋櫓銆佸钩瀹夋櫤鑳滀汉鐢熶竾鑳戒繚闄╋紝骞冲畨绂忕粓韬闄銆傘9.涓汉寤鸿杩樻槸鍜屼唬鐞嗕汉涔嬮棿骞挎硾鏈夋晥鐨勪氦娴侊紝姣曠珶锛岄潰瀵归潰鐨勪氦娴佹渶鐩存帴鏈夋晥銆傚繀瑕佹椂锛屼篃鍙洿鎺ユ嫧鎵撶浉鍏充繚闄╁叕鍙哥殑瀹㈡湇鐢佃瘽锛屾眰璇佸挩璇
绛旓細46宀鐨勫勾绾姇淇濅换浣曢櫓绉嶇殑鎬т环姣斿拰骞磋交浜烘瘮閮戒笉楂樹簡銆鍋ュ悍绂忔槦鏄湁淇濋閫掑鐨勶紝浣嗘槸瑕佷竴瀹氬勾闄愪互鍚庢墠鑳芥樉鐜板嚭鏁堟灉锛屾墍浠ヨ繖涓勾绾夋嫨绂忔槦涓嶆槸澶傚悎銆備笉濡傞夊仴搴风浜繚闅滆鍒掞紝璧风偣淇濋殰楂樹竴鐐癸紝淇濆埌70宀佷笉鍑洪櫓杩樻湰鍙互褰撳吇鑰侀噾鐨勩傚叿浣撻渶瑕佷簡瑙e彲浠ョ淇¤仈绯绘垜 ...
绛旓細浣犲ソ,鎴戝氨鏄鏂板崕淇濋櫓鍏徃鐨勪唬鐞嗕汉涔嬩竴,瀵逛簬浣犵殑鎻愰棶,鑳界粰浣犵殑寤鸿鏄,濡傛灉瑕佷拱鐨勪汉骞撮緞灏忕殑璇濅拱绂忎韩,骞撮緞澶涔扮鏄 浠30涓轰腑鐐
绛旓細骞翠氦淇濊垂6420.鍋ュ悍鏃犲咖C鏄竴娆鹃噸鐤炬剰澶栦袱鍏ㄤ繚闅滈櫓銆傜湡姝g殑浣庝繚璐癸紝楂樹繚闅溿傚彟澶鏂板崕淇濋櫓鍋ュ悍绂忔槦鏄竴娆句繚棰濇瘡骞撮掑3%鐨勫仴搴烽櫓锛66宀佸彲杞崲鎴愬吇鑰侀噾锛屽鎮31宀侊紝淇濋20涓囧厓锛屽勾浜や繚璐.缂磋垂20骞达紝淇濋殰缁堢敓锛屾瘡骞撮掑6000鍏冿紝鎶靛尽閫氳揣鑶ㄨ儉锛岃秺鑰佽秺鍊奸挶銆
绛旓細鎺ㄨ崘浼氶暱澶х殑淇濋櫓鏂板崕淇濋櫓鈥鍋ュ悍绂忔槦鈥濈粓韬闄╋紝涓杈堝瓙澶х梾銆佹剰澶栭兘鏈変繚闅溿傛專閽卞垎涓ょ鏂瑰紡锛屼汉鎸i挶鍜岄挶鎸i挶锛岄挶鎸i挶灏辨槸涔板垎绾繚闄╋紝鍙互浣滀负鍏昏侀噾銆佸張鍙互鐞嗚储锛屽畠鏄娇浣犵殑璧勯噾淇濆煎鍊硷紝鎶靛尽閫氳儉锛屾敹鐩婅繙杩滈珮浜庨摱琛岋紝鍙槸鍦ㄦ椂闂翠笂鏄腑闀挎湡鐨勬姇璧勶紝鏄竴绉嶉暱鏈熻鍒掞紝涓轰綘鍜屼綘鐨勫浜烘彁鍓嶅仛浜虹敓鍑嗗锛屽寘鎷...
绛旓細杩欒鏍规嵁鎮ㄧ殑骞撮緞鏉ヨ璁°傚缓璁偍鑰冭檻涓涓鏂板崕淇濋櫓鐨鍋ュ悍绂忔槦鎴栧仴搴风浜