银行定期存款5年的年利率是3.6%，某人存款30万元，5年后取出本金和利息共多少？ 某人每个月向银行存款1200，连续存5年，年利率6%，五年之...
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利息=本金×年利率×期限到期利息=300000×3.6%×5= 54000元
本利和=300000+54000= 354000元
银行利率3.6%，每年的通货膨胀率4.6-4.8左右，干嘛要存入银行。做投资多好。
我国自2008年10月9日起取消了利息税的征收,30万元五年定期的本利和为:
300000*(1+3.6%*5)=354000.00元
如果你选择的是定期存款的整存整取的话:
本金：30万RMB；
利息：300000X3.6%X5=54000RMB;
本金+利息:30万+5.4万=35.4万RMB
绛旓細鍒版湡鍒╂伅=300000脳3.6%脳5= 54000鍏 鏈埄鍜=300000+54000= 354000鍏
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绛旓細1銆佹椿鏈熷瓨娆鐨勫埄鐜囨槸0.3%锛5涓瀛橀摱琛1骞寸殑鍒╂伅鏄50000脳0.3%=150鍏冦2銆瀹氭湡瀛樻鐨勬暣瀛樻暣鍙1骞存湡鐨勫勾鍒╃巼鏄1.78%锛5涓囧瓨閾惰1骞寸殑鍒╂伅鏄50000脳1.78%脳1=890鍏冦3銆佸畾鏈熷瓨娆剧殑闆跺瓨鏁村彇銆佹暣瀛橀浂鍙栥佸瓨鏈彇鎭1骞存湡鐨勫勾鍒╃巼鏄1.35%锛5涓囧瓨閾惰1骞寸殑鍒╂伅鏄50000脳1.35%脳1=675鍏冦4...
绛旓細3%锛浜斿勾鍒╂伅3.3%銆3銆佸缓璁閾惰锛氭椿鏈瀛樻鍒╂伅0.3%锛瀹氭湡瀛樻涓涓湀鍒╂伅1.43%锛屽叚涓湀鍒╂伅1.75%锛涓骞村埄鎭2.1%锛屼袱骞村埄鎭2.94%锛屼笁骞村埄鎭3.85%锛屼簲骞村埄鎭3.85%銆4銆佷氦閫氶摱琛岋細娲绘湡瀛樻鍒╂伅0.3%锛屽畾鏈熷瓨娆句笁涓湀鍒╂伅1.43%锛屽叚涓湀鍒╂伅1.69%锛屼竴骞村埄鎭1.95%锛屼袱骞村埄鎭2.73%锛...
绛旓細3銆佸缓璁鹃摱琛屽拰浜ら氶摱琛岋紝瀹氭湡瀛樻浜斿勾鍒╃巼涓275%2鎷涘晢閾惰瀹氭湡瀛樻浜斿勾鍒╃巼涓275%3娴﹀彂閾惰瀹氭湡瀛樻浜斿勾鍒╃巼涓28%4閭斂鍌ㄨ搫閾惰瀹氭湡瀛樻浜斿勾鍒╃巼涓3%5鍏翠笟閾惰瀹氭湡瀛樹簲骞村埄鐜囦负32%銆4銆佹椿鏈熷瓨娆句竴鑸笉浼氭湁鏄庢樉鐨勫埄鎭敹鐩婂畾鏈熷瓨娆炬牴鎹綋鍓嶄腑鍥藉ぇ闄嗗ぇ鍨閾惰鐨浜斿勾瀹氭湡瀛樻鍩哄噯鍒╃巼2023骞2鏈22鏃ワ紝鍒╃巼涓170%...
绛旓細浜屻5骞村畾鏈熷瓨娆惧埄鐜囩殑鍙樺寲瓒嬪娍5骞村畾鏈熷瓨娆惧埄鐜囩殑鍙樺寲瓒嬪娍锛屽ぇ浣撲笂鍙楀埌涓ぎ閾惰鐨勮皟鎺у奖鍝嶏紝鑰屼笉鍚閾惰鐨勫埄鐜鍙樺寲鍙兘浼氭湁涓瀹氱殑宸紓銆傞殢鐫涓ぎ閾惰鐨勮皟鎺ф斂绛栫殑鍙樺寲锛5骞村畾鏈熷瓨娆惧埄鐜涔熶細鏈夋墍鍙樺寲銆備笁銆5骞村畾鏈熷瓨娆惧埄鐜囩殑褰卞搷鍥犵礌5骞村畾鏈熷瓨娆惧埄鐜囩殑褰卞搷鍥犵礌涓昏鏈夛細锛1锛変腑澶摱琛岀殑璋冩帶鏀跨瓥锛氫腑澶摱琛屾帶鍒...
绛旓細浠ヤ腑鍥藉缓璁閾惰瀹氭湡瀛樻涓轰緥锛屽鏋滄槸鏁村瓨鏁村彇锛岄偅涔5骞寸殑骞村埄鐜囨槸2.75%锛屾牴鎹埄鎭殑璁＄畻鍏紡锛氬埄鎭=鏈噾脳鍒╃巼脳鏃堕棿锛屽彲浠ョ畻寰楀嚭20涓囧瓨鍦ㄩ摱琛5骞寸殑鍒╂伅鏄200000脳2.75%脳5=27500鍏冿紝濡傛灉鏄浂瀛樻暣鍙栥佹暣瀛橀浂鍙栥佸瓨鏈彇鎭紝閭ｄ箞5骞寸殑骞村埄鐜囧氨鏄1.55%锛岀畻涓嬫潵鍒╂伅灏辨槸15500鍏冦
