安居首付贷贷40万利息一年多少 中国银行个人理财产品融资便利贷款贷款用途
\u4e2d\u56fd\u94f6\u884c\u4e2a\u4eba\u7406\u8d22\u4ea7\u54c1\u878d\u8d44\u4fbf\u5229\u8d37\u6b3e\u989d\u5ea61\u3001\u4e2a\u4eba\u7406\u8d22\u4ea7\u54c1\u878d\u8d44\u4fbf\u5229\u8d37\u6b3e\u989d\u5ea6\u8d77\u70b9\u4e3a\u4eba\u6c11\u5e011000\u5143\u30021\u7ea7\u4eba\u6c11\u5e01\u4e2a\u4eba\u7406\u8d22\u4ea7\u54c1\u878d\u8d44\u9650\u989d\u6700\u9ad8\u4e0d\u8d85\u8fc7\u7406\u8d22\u4ea7\u54c1\u672c\u91d1\u768490%\uff0c2\u7ea7\u6700\u9ad8\u4e0d\u8d85\u8fc7\u7406\u8d22\u4ea7\u54c1\u672c\u91d1\u768480%\uff0c3\u7ea7\u6700\u9ad8\u4e0d\u8d85\u8fc7\u7406\u8d22\u4ea7\u54c1\u672c\u91d1\u768470%\u30022\u3001\u901a\u8fc7\u7535\u5b50\u6e20\u9053\u529e\u7406\u7684\u4e1a\u52a1\uff0c\u5355\u7b14\u7528\u6b3e\u91d1\u989d\u3001\u5355\u65e5\u7d2f\u8ba1\u7528\u6b3e\u91d1\u989d\u5747\u6700\u9ad8\u4e0d\u5f97\u8d85\u8fc730\u4e07\u5143\u3002\u4ee5\u4e0a\u5185\u5bb9\u4f9b\u60a8\u53c2\u8003\uff0c\u4e1a\u52a1\u89c4\u5b9a\u8bf7\u4ee5\u5b9e\u9645\u4e3a\u51c6\u3002\u5982\u6709\u7591\u95ee\uff0c\u6b22\u8fce\u54a8\u8be2\u4e2d\u56fd\u94f6\u884c\u5728\u7ebf\u5ba2\u670d\u3002\u8bda\u9080\u60a8\u4e0b\u8f7d\u4f7f\u7528\u4e2d\u56fd\u94f6\u884c\u624b\u673a\u94f6\u884cAPP\u6216\u4e2d\u94f6\u8de8\u5883GO APP\u529e\u7406\u76f8\u5173\u4e1a\u52a1\u3002
\u201c\u4e2a\u4eba\u7406\u8d22\u4ea7\u54c1\u878d\u8d44\u4fbf\u5229\u8d37\u6b3e\u201d\u8d37\u6b3e\u7528\u9014\uff1a\u60a8\u53ef\u5c06\u8d37\u6b3e\u8d44\u91d1\u7528\u4e8e\u8d2d\u4e70\u6c7d\u8f66\u7b49\u5927\u989d\u8010\u7528\u6d88\u8d39\u54c1\u6216\u7528\u4e8e\u5bb6\u5c45\u88c5\u4fee\u3001\u6559\u80b2\u52a9\u5b66\u3001\u5ea6\u5047\u65c5\u6e38\u7b49\u5408\u7406\u6d88\u8d39\u7528\u9014\u6216\u7528\u4e8e\u89e3\u51b3\u751f\u4ea7\u7ecf\u8425\u8fc7\u7a0b\u4e2d\u7684\u6b63\u5e38\u8d44\u91d1\u9700\u6c42\u3002\u8d37\u6b3e\u7528\u9014\u4e0d\u5f97\u8fdd\u53cd\u76f8\u5173\u6cd5\u5f8b\u3001\u6cd5\u89c4\u53ca\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c\u3001\u94f6\u76d1\u4f1a\u5173\u4e8e\u4e2a\u4eba\u8d37\u6b3e\u7528\u9014\u65b9\u9762\u7684\u76f8\u5173\u89c4\u5b9a\u3002\u7528\u4e8e\u751f\u4ea7\u7ecf\u8425\u7684\uff0c\u5e94\u7b26\u5408\u4e2a\u4eba\u7ecf\u8425\u7c7b\u8d37\u6b3e\u76f8\u5173\u5236\u5ea6\u8981\u6c42\u3002\u901a\u8fc7\u7535\u5b50\u6e20\u9053\u529e\u7406\u4e2a\u4eba\u7406\u8d22\u4ea7\u54c1\u878d\u8d44\u4fbf\u5229\u8d37\u6b3e\u7684\uff0c\u5e94\u63d0\u4f9b\u771f\u5b9e\u6709\u6548\u7684\u7528\u9014\u8bc1\u660e\u3002
\u5982\u6709\u7591\u95ee\uff0c\u6b22\u8fce\u54a8\u8be2\u4e2d\u56fd\u94f6\u884c\u5728\u7ebf\u5ba2\u670d\u6216\u4e0b\u8f7d\u4f7f\u7528\u4e2d\u56fd\u94f6\u884c\u624b\u673a\u94f6\u884cAPP\u54a8\u8be2\u3001\u529e\u7406\u76f8\u5173\u4e1a\u52a1\u3002
\u4ee5\u4e0a\u5185\u5bb9\u4f9b\u60a8\u53c2\u8003\uff0c\u4e1a\u52a1\u89c4\u5b9a\u8bf7\u4ee5\u5b9e\u9645\u4e3a\u51c6\u3002
绛旓細绛夐鏈伅娉曪細 閾惰璐锋鏈噾锛400000,鍋囧畾骞村埄鐜锛4.900%,璐锋骞撮檺锛30 骞 锛 姣忔湀鏈堜緵杩樻鏈伅棰濇槸锛 2122.91鍏冦佽繛鏈甫鍒╂昏繕娆鹃噾棰濇槸锛 764247.6鍏冦佸叡搴旇繕鍒╂伅锛 364247.6鍏冦 绗1涓湀杩樺埄鎭负锛1633.33 锛涚1涓湀杩樻湰閲戜负锛489.58锛涙鍚庢瘡鏈堣繕鍒╂伅閲戦閫掑噺銆佽繕鏈噾閫掑銆傦紙鏈...
绛旓細鎴夸骇棣栦粯姣斾緥锛氬潎浠风暐鏈夎穼骞呭湪18000宸﹀彸锛岄浠30%銆傜幇鍦ㄩ浠樼殑鎯呭喌鍙互鍒嗕负锛1銆佸湪棣栧鎴跨殑鎯呭喌涓嬶紝璐拱鏂版埧骞朵笖闈㈢Н涓嶈秴杩90骞崇背鐨勭即绾抽浠樺彲浠ユ渶浣庝负20%锛2銆佸湪浜屽鎴跨殑鎯呭喌涓嬶紝璐拱鎴夸骇鐨勬渶浣庨浠樹负60%锛3銆佷笁濂楁埧鐨勬儏鍐碉紝闇瑕璐锋鐨勯摱琛屾牴鎹埧浠风殑鎯呭喌鍙互涓嶄簣涓庤捶娆撅紱4銆佸叾浠栫殑鎯呭喌鏈浣庨浠樹负30...
绛旓細鍊熸棰勬湡骞鍖鍒╃巼锛氶鏈熷勾鍖栧埄鐜囦綆鑷4.33%锛岃喘涔版寚瀹氭ゼ鐩樿繕鑳戒韩鍙楁姌涓婃姌锛屼綆鑷0棰勬湡骞村寲鍒╃巼銆傚鎵归熷害锛氬湪璧勬枡榻愬叏鐨勬儏鍐典笅锛屾渶蹇3涓伐浣滄棩鍗宠兘瀹屾垚瀹℃壒銆傛悳鎴跨綉棣栦粯璐 锛氶浠樿捶鍙敤浜庝竴鎵嬫埧鍜屼簩鎵嬫埧棣栦粯璐锋锛屾棤妤肩洏闄愬埗锛岃捶娆炬湀棰勬湡骞村寲鍒╃巼浣庤嚦0.583%%锛屾渶蹇3涓伐浣滄棩鏀炬銆傞氳繃瀵规瘮鍙戠幇锛瀹夊眳瀹...
绛旓細鍊熸棰勬湡骞鍖鍒╃巼锛氶鏈熷勾鍖栧埄鐜囦綆鑷宠喘涔版寚瀹氭ゼ鐩樿繕鑳戒韩鍙楁姌涓婃姌锛屼綆鑷0棰勬湡骞村寲鍒╃巼銆傚鎵归熷害锛氬湪璧勬枡榻愬叏鐨勬儏鍐典笅锛屾渶蹇3涓伐浣滄棩鍗宠兘瀹屾垚瀹℃壒銆傛悳鎴跨綉棣栦粯璐凤細棣栦粯璐峰彲鐢ㄤ簬涓鎵嬫埧鍜屼簩鎵嬫埧棣栦粯璐锋锛屾棤妤肩洏闄愬埗锛岃捶娆炬湀棰勬湡骞村寲鍒╃巼浣庤嚦鏈蹇3涓伐浣滄棩鏀炬銆傞氳繃瀵规瘮鍙戠幇锛瀹夊眳瀹㈤浠樿捶棰勬湡骞村寲鍒╃巼鐩...
绛旓細瀹℃壒棰濆害锛氭渶楂樺彲鍊熼浠樿捶鐨50%(涓嶈秴杩100涓)锛屽ぇ澶ч檷浣庣闆嗛浠樻鐨勫帇鍔涖傚熸棰勬湡骞鍖鍒╃巼锛氶鏈熷勾鍖栧埄鐜囦綆鑷宠喘涔版寚瀹氭ゼ鐩樿繕鑳戒韩鍙楁姌涓婃姌锛屼綆鑷0棰勬湡骞村寲鍒╃巼銆傚鎵归熷害锛氬湪璧勬枡榻愬叏鐨勬儏鍐典笅锛屾渶蹇3涓伐浣滄棩鍗宠兘瀹屾垚瀹℃壒銆傛悳鎴跨綉棣栦粯璐凤細棣栦粯璐峰彲鐢ㄤ簬涓鎵嬫埧鍜屼簩鎵嬫埧棣栦粯璐锋锛屾棤妤肩洏闄愬埗锛岃捶娆炬湀棰勬湡...
绛旓細闅忕潃鎴胯捶鏀跨瓥鐨勬斁鏉撅紝鍚勫湴妤煎競鐏垎锛岃秺鏉ヨ秺澶氱殑璐锋涔版埧锛屽嚭鐜拌繛澶滄姠鎴跨殑鐜拌薄锛棣栦粯璐锋浜у搧涔熸垚涓哄叧娉ㄧ偣锛瀹夊眳瀹㈤浠樿捶鏄畨灞呭涓58閲戣瀺鍚堜綔棣栦粯璐锋浜у搧锛岄偅涔堬紝瀹夊眳瀹㈤浠樿捶闇瑕佸摢浜涜祫鏂欙紝瀹℃牳瑕佸涔咃紵鐢宠棣栦粯璐烽渶瑕佹彁浜や互涓嬭祫鏂欙細1銆佽嫢鍊熸浜轰负鎺堣柂浜哄＋锛岄渶鎻愪氦锛 (1)韬唤璇併佹埛鍙ｆ湰銆佸崟浣嶅湪鑱岃瘉鏄...
绛旓細瀹夊璐锋槸鐢变笂甯備紒涓氫笁鍏簲缃戝惧姏鎵撻犵殑鈥滀簰鑱旂綉+鎴垮湴浜+閲戣瀺鈥濅竴浣撳寲鏈嶅姟骞冲彴锛屼簬2014骞12鏈堜笂绾匡紝鐢辨睙鑻忓畨瀹惰捶閲戣瀺淇℃伅鏈嶅姟鏈夐檺鍏徃鍏ㄩ潰杩愯惀绠＄悊銆傛彁渚棣栦粯璐鍊熸鏈嶅姟锛屽搴旂殑鍊熸浜у搧涓烘柊灞呰捶锛岀敱瀹夊璐蜂笌鎴垮湴浜у紑鍙戝晢鍚堜綔锛岃嚧鍔涗簬瑙ｅ喅璐埧棣栦粯闂銆 鍊熸浜鸿繘鍏瀹夊眳璐瀹樼綉(鎴栧湪瀹夊眳璐穉pp涓婄櫥闄嗗悗寮閫氳祫...
绛旓細涓銆佽淇捶鍙敤鏉ュ仛棣栦粯璐鍚楋紵鐢ㄦ埛涓嶅彲浠ヤ娇鐢ㄨ淇璐锋杩樻埧璐枫傝淇捶娆剧殑棰濆害灞炰簬涓撳睘棰濆害锛屽彧鍙互鐢ㄤ簬鏀粯瑁呬慨鐩稿叧鐨勮垂鐢紝鐢ㄦ埛鏃犳硶鐩存帴鑾峰彇鐜伴噾鍘诲伩杩樻埧璐枫傝屼笖灏辩畻鎴愬姛褰掕繕浜嗘埧璐凤紝鐢变簬璐锋璧勯噾杩濊浣跨敤锛岃繖鏍峰緢瀹规槗琚摱琛岀洃娴嬪埌锛屽悗缁敤鎴峰彲鑳介渶瑕佷竴娆℃ц繕娓呮墍鏈夌殑瑁呬慨璐锋銆傝鐢ㄦ埛涓ユ牸鎸夌収瑁呬慨璐锋鐨勭敤閫斿幓...
绛旓細涓ヨ穬杩涘璁拌呰〃绀猴細鈥滄嬁缁忚惀璐蜂拱鎴匡紝鍒╂伅鎴愭湰姣旀寜鎻璐锋浣庝笉灏戙傛寜鎻捶娆剧殑骞村埄鐜鏅亶鏄5%-6%锛屼竴浜涘湴鏂圭敋鑷宠揪鍒6%浠ヤ笂锛岄浠樼殑瑕佹眰涔熸瘮杈冮珮锛岃岀粡钀ヨ捶娆剧殑骞村埄鐜囦竴鑸湪4%浠ヤ笅銆傗濇嵁涓ヨ穬杩涗粙缁嶏紝閽堝杩欑被鐜拌薄锛屼互鍓嶇殑閲戣瀺鐩戠鏀跨瓥骞舵病鏈夋秹鍙婃敹鍥炶捶娆俱2016骞达紝涓婃捣鏇惧彂甯冭皟鎺ф斂绛栬姹傛埧璐烽浠璧勯噾涓鸿嚜鏈夎祫閲...
绛旓細濡傛灉鍊熸浜鸿鐢宠鐨勬槸杞﹁捶,寤鸿杞﹁捶鍙敵璇风殑鏈楂樺勾闄愪负5骞淬傚鏋滃熸浜虹敵璇风殑鏄淇璐锋,涓鑸缓琛屼篃鍙細鍚屾剰5骞鐨勮捶娆炬湡闄愩傚鏋滃熸浜虹敵璇风殑鏄秷璐硅捶娆,涓鑸渶楂樺彲鐢宠骞撮檺涓3骞淬 鎴胯捶銆佹姷鎶艰捶娆俱佷紒涓氳捶娆俱佺粡钀ヨ捶娆俱佸垱涓氳捶娆剧瓑璐锋浜у搧,鎵嶈兘鐢宠瓒呰繃10骞寸殑鍒嗘湡鏃堕棿銆 浠ヤ笂灏辨槸瀵逛簬鈥滃缓琛岃捶娆30涓囧埄鎭灏鈥濈殑...
